AFLAC

Aflac Incorporated (American Family Life Assurance Company of Columbus) is the largest provider of supplemental insurance in the United States and the leading provider of cancer and medical insurance in Japan. Founded in 1955 by brothers John, Paul, and Bill Amos in Columbus, Georgia, Aflac pioneered the concept of voluntary, worksite-marketed supplemental coverage -- insurance that pays cash benefits directly to policyholders when illness, injury, or hospitalization reduces their income or generates out-of-pocket costs beyond what major medical plans cover.

In the U.S., Aflac operates primarily through employer-sponsored payroll deduction, with more than 71,000 independent agents partnering with businesses of all sizes to offer voluntary benefits. In Japan, where Aflac has operated since 1974 and celebrated its 50th anniversary in 2024, the company is the dominant insurer by policies in force for cancer and medical coverage -- reaching more than 10% of the Japanese population with 23 million policies in force and 90% brand recognition.

Aflac reported total revenues of USD 18.9 billion in full-year 2024, with net earnings of USD 5.4 billion. The company is a Fortune 500 member, a perennial inclusion on Fortune's World's Most Admired Companies list (23 times), and has been named one of the World's Most Ethical Companies by Ethisphere for 19 consecutive years. Aflac's market capitalization as of early 2026 is approximately USD 56-60 billion. The company has increased its dividend for 42 consecutive years.