Overview
Amica Mutual Insurance Company is the oldest mutual automobile insurer in the United States, founded in 1907 and headquartered in Lincoln, Rhode Island. As a policyholder-owned mutual company, Amica returns up to 20% of premiums to qualifying policyholders as annual dividends, directly aligning company incentives with customer outcomes.
With approximately 3,600 employees and more than USD 5.9 billion in total assets, Amica offers a comprehensive suite of personal lines insurance including auto, home, life, marine, and umbrella coverage. The company operates on a direct-to-consumer model without agent intermediaries, enabling it to invest in customer service infrastructure and price competitively.
Amica has earned more than 65 J.D. Power awards, more than any other insurer, and is consistently ranked #1 in customer satisfaction across auto, homeowners, and renters insurance categories. One in three Amica customers has maintained coverage for more than 20 years, reflecting exceptional retention driven by service quality and the mutual dividend structure.
At a Glance
- Founded
- 1907
- Headquarters
- Lincoln, Rhode Island
- Employees
- 1000+
Category & Focus
Last updated: 2026-05-11