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Answer Financial

The smart way to compare, buy and save on insurance.

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Overview

Answer Financial is one of the largest personal lines insurance agencies in the United States and a pioneer in digital insurance comparison, founded in 1997. The company enables consumers across all 50 states to compare and purchase auto, home, and other personal insurance products from 37+ top-rated carriers through its online platform or by phone with licensed agents. The company serves over 1 million customers with 5 million+ vehicles and homes insured.

Acquired by The Allstate Corporation in 2011, Answer Financial operates as a subsidiary within the Allstate family of companies. Insurance is sold through its licensed affiliate, Insurance Answer Center, LLC, with state-specific registrations across California, New York, Michigan, and Missouri. With a 4.9-star aggregate customer rating from over 11,600 reviews and reported average customer savings of USD 565 per year, Answer Financial has established itself as a trusted independent agency channel for multi-carrier comparison shopping.

The company operates a fully remote work model, embracing flexible arrangements for its team of licensed insurance professionals and support staff. Recent expansion into small business insurance -- including cyber liability coverage added in January 2025 -- broadens the addressable market beyond personal lines.

At a Glance

Founded
1997
Headquarters
Valley Village, California, USA
Employees
201-500

Category & Focus

Customers

  • Individual consumers and families (personal lines)
  • Small business owners (commercial lines including cyber liability)
  • Rideshare drivers (specialized gap coverage in 24 states)

Last updated: 2026-05-11