ASSURANCEAMERICA
Affordable non-standard auto and renters insurance for underserved consumers across 14 US states -- no credit score required.
Overview
AssuranceAmerica is an Atlanta-based non-standard auto and renters insurance carrier co-founded in 1998 by Guy Millner and Joe Skruck. The company operates under AssuranceAmerica Group and serves consumers who may lack strong credit histories or face challenges obtaining coverage in the standard market -- offering quotes in as little as 90 seconds with no credit score checks and same-day coverage options.
The carrier operates through a network of 9,500+ independent agents across 14 states and its own digital-direct brand AADirect (Trustway). AssuranceAmerica distinguishes itself through "The Generous Policy," a commitment to donate 5% of profits to nonprofit organizations focused on homelessness, education, and economic mobility -- contributing nearly USD 10 million since 2018.
In 2025 the company was named a Financial Services Top Workplaces winner by Energage, recognized in both the Professional Development and Employee Well-Being categories. The company is among the fastest-growing non-standard auto insurers in the US and continues expanding into new states and commercial lines segments.
At a Glance
- Founded
- 1998
- Headquarters
- Atlanta, Georgia, USA
- Employees
- 201-500
Category & Focus
Last updated: 2026-05-11