Bridger

Bridger Insurance Services is a non-standard personal auto MGA founded in 2017 and headquartered in Pleasanton, California. The company underwrites auto insurance for drivers who face difficulty obtaining standard coverage due to poor driving records, gaps in insurance history, or other elevated-risk factors. Bridger distributes its products through a network of more than 1,500 broker locations across the United States.

The company underwrites non-standard auto programs and provides SR-22 filing assistance as part of its core offering. Capacity is provided by carrier partners, with Bridger holding full binding authority. Products include liability, collision, and comprehensive coverages with flexible payment options designed for its target market.

Distribution is conducted through independent brokers and agents, with a dedicated producer portal supporting quoting and policy management. Bridger is in active digital transformation, having engaged Swiss insurtech Radity in 2025 to build a next-generation distribution platform with multi-tier agency management, commission hierarchy tools, VIN-based intake, and more than 20 planned integrations.