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CFC

The pioneer of cyber insurance and one of the world's largest independent MGAs, offering 30+ specialty classes to 200,000+ businesses in 90+ countries.

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Overview

CFC (formerly ClickForCover.com) is one of the world's largest and most innovative independent MGAs. Founded in 1999 during the dotcom era, CFC was among the first companies globally to offer commercial insurance policies online. Today, CFC operates as a specialist insurance provider and managing general agent with capacity from Lloyd's of London and other major markets, serving over 200,000 businesses worldwide across 90+ countries.

The company has grown from its digital origins to become a global specialty insurance platform covering 30+ classes, with particular strength in cyber insurance, transactional liability, and emerging risks. CFC's in-house cyber security and incident response capability is among the largest in the industry, providing policyholders with proactive threat intelligence and 24/7 expert access.

Backed by leading private equity firms EQT AB and Vitruvian Partners, CFC is currently exploring strategic options including a potential IPO or sale that could value the company at approximately GBP 5 billion. In 2021, CFC launched CFC Syndicate 1618 at Lloyd's of London, further expanding its market presence.

Products & Services

Cyber Insurance

CFC is a global leader in cyber insurance, backed by the largest in-house cyber claims and incident response team in the specialty market.

Key Features

  • First-party cyber incident costs
  • Ransomware and extortion coverage
  • Business interruption losses
  • Third-party liability and regulatory defense
  • Crisis management and public relations support

Target Users: SME businesses globally across technology, healthcare, financial services, and manufacturing sectors

Distribution: Wholesale and retail broker network globally

Transactional Liability

CFC offers M&A insurance products covering transactional risk exposures.

Key Features

  • Representations and warranties (W&I) insurance
  • Tax liability insurance
  • Contingent liability coverage

Target Users: Private equity firms, corporate M&A teams, legal advisors

Distribution: Specialist M&A brokers and financial advisors

Product Recall & Contamination

Key Features

  • Product recall expenses
  • Business interruption following recall
  • Third-party losses and accidental contamination

Target Users: Food and beverage manufacturers, consumer product companies

Management Liability

Key Features

  • Directors & Officers (D&O) liability
  • Employment practices liability
  • Fiduciary liability

Target Users: Corporations, non-profits, and private companies

Additional Specialty Lines

CFC writes 30+ specialty classes including professional liability, healthcare, financial institutions, technology E&O, intellectual property, kidnap & ransom, carbon insurance, and terrorism coverage.

At a Glance

Founded
1999
Headquarters
London, United Kingdom
Employees
1000+

Category & Focus

Last updated: 2026-05-11