CLOVERLY SPECIALTY

Technology-enabled MGA delivering "E&S in a Box" for the excess and surplus insurance market.

Specialty Solutions Startup

Overview

Cloverly Specialty is a technology-enabled Managing General Agent (MGA) operating in the excess and surplus (E&S) insurance market. Founded in 2022 and headquartered in Scottsdale, Arizona, the company offers an innovative E&SaaS solution branded "E&S in a Box" -- a complete, integrated platform that enables Risk Capital Partners (insurers) and distribution partners to quickly and cost-effectively enter or expand in the E&S market.

As an asset-light insurtech MGA, Cloverly Specialty delivers a friction-less, highly automated quote and policy management experience powered by AI. The platform bundles E&S underwriting expertise, proprietary technology, distribution access, and insurance operations into a single integrated solution designed to maximize growth and profitability for carrier partners.

The company targets small and medium-sized businesses (SMBs) requiring non-admitted excess and surplus coverage, serving them via a network of brokers, agents, and carrier partners.

Products & Services

E&S in a Box Platform

A complete integrated digital solution for the excess and surplus insurance market. The platform covers the full insurance lifecycle -- underwriting, policy management, claims operations, and distribution -- enabling insurers to offer E&S products without building internal infrastructure.

Key Features

General Liability
General Liability + Property (Package)
Excess Liability
Custom specialty lines

Target Users: Risk Capital Partners (insurers) and Managing General Agents seeking to enter or expand in the E&S market; brokers and agents placing specialty risks for SMBs.

Distribution: Via appointed wholesale brokers and retail agents, as well as direct carrier partnerships.