Overview
InsureScan is a technology-driven Managing General Agency (MGA) specializing in non-standard personal automobile insurance. Founded in 2017 by Mark Chappell, the company is headquartered in Auburn, Alabama, and builds on a family insurance legacy dating back to 1984 when the Chappell family pioneered specialty auto insurance products for independent agencies.
InsureScan's patented mobile platform enables independent insurance agents to scan a customer's driver's license and VIN, auto-fill over 1,400 real-time data points, and quote and bind auto policies in as little as 90 seconds. The company's proprietary API-driven backend handles real-time underwriting, data pre-fill, and policy issuance, transforming the traditional agent workflow into a mobile-first experience. The platform boasts a 99.3% accuracy rate on data pre-fill, using an industry-first decoding process to auto-fill all entry form fields.
The company currently operates in Alabama, South Carolina, and Texas, pursuing a controlled state-by-state expansion strategy. InsureScan distributes exclusively through licensed independent insurance agents and has established carrier partnerships with Gateway Insurance through its MGA agreement with Buckle. The company provides bilingual customer service and partners with A-rated insurance carriers.
Products & Services
Non-Standard Auto Insurance
InsureScan's core product is non-standard personal automobile insurance, targeting price-conscious consumers who may not qualify for standard market coverage.
Key Features
- Automobile liability coverage
- Full policy issuance in 90 seconds via mobile platform
- Encrypted text message and email policy delivery
- Real-time quote history access
- Flexible terms and an array of discounts
Target Users: Cost-sensitive drivers, gig economy workers, non-standard auto insurance customers
Distribution: Exclusively through licensed independent insurance agents
Roadside Assistance
InsureScan offers roadside assistance services as an add-on to auto policies through its partnership with Way Plus.
Key Features
- Vehicle towing
- Battery jump-starts
- Fuel delivery
- Locksmith services
- Flat tire changes
Target Users: Policyholders seeking emergency roadside support
Distribution: Bundled with auto insurance policies through agents
InsureScan Mobile Platform
A white-labeled smartphone platform provided by agents to their customers after the sale, creating ongoing engagement.
Key Features
- Digital wallet with vehicle "garage" (vehicle details, insurance, inspection photos, maintenance and recall logs)
- Safe driving points program exchangeable for rewards
- Self-service claims submission
- Telematics module for driving history
- Geo-location, date, and time stamping on all transactions for fraud prevention
Target Users: Independent insurance agents and their policyholders
Distribution: Provided to policyholders by their agents