Marble

Your digital insurance wallet -- manage, optimize, and earn rewards on all your policies in one place.

Customer Engagement Startup Acquired (USD 6.7M raised pre-acquisition)

Overview

Marble is a consumer-focused digital insurance management platform that consolidates, monitors, and optimizes multiple insurance policies in a single digital wallet. Founded in December 2019 by Stuart Winchester, Marble pioneered the concept of a digital insurance wallet with embedded rewards, enabling consumers to upload existing policies, track renewals, and compare new quotes from major carriers.

In July 2024, Marble was acquired by The Zebra, the leading US insurance comparison site, to accelerate consumer-facing innovation in insurance management. Post-acquisition, the platform has expanded its capabilities to include a commercial insurance marketplace serving small and medium-sized businesses, which represent approximately 20% of the user base.

The platform serves individual consumers and small business owners managing home, auto, life, renters, and pet insurance across multiple providers, providing a unified dashboard for policy management, renewal reminders, rate comparison, and rewards.

Products & Services

Digital Insurance Wallet

A consolidated hub for managing and organizing home, auto, life, renters, and pet insurance policies from multiple carriers. Users can upload policies, track renewals, set reminders, and manage all coverage from a single dashboard.

Key Features

Multi-policy consolidation across carriers
Policy document storage and access
Apple Wallet integration for quick policy access
Renewal tracking and automated reminders

Target Users: Individual consumers managing multiple insurance policies

Rate Monitoring & Comparison

Automated market scanning to identify better prices and coverage options across multiple insurance providers. Personalized recommendations based on life changes and policy performance.

Key Features

Real-time rate comparison across major US carriers
Personalized coverage recommendations
Life event-triggered reassessment prompts

Target Users: Consumers seeking better insurance rates

Marble Rewards Program

Incentive program allowing users to earn rewards on existing policies and new insurance purchases, driving engagement and loyalty.

Key Features

Earn rewards on existing policy premiums
Bonus rewards for new policy purchases
Redeemable reward points

Target Users: Active Marble platform users

Commercial Insurance Marketplace

Expanded offering for small and medium-sized businesses, launched in 2024, providing access to commercial insurance options through an integrated marketplace.

Key Features

Commercial lines coverage options for SMBs
Integrated with consumer wallet experience

Target Users: Small and medium-sized business owners

Mobile Applications

Native iOS and Android applications providing full access to the Marble platform on smartphones.

Key Features

Full policy management on mobile
Push notifications for renewal alerts
Biometric authentication

Target Users: Mobile-first consumers

At a Glance

Founded: 2019
Headquarters: New York, New York, USA
Employees: 1-50
Funding: Acquired (USD 6.7M raised pre-acquisition)

Category & Focus

Category: Customer Engagement
Subcategories: Insurance Wallet Policy Management Rate Comparison Consumer InsurTech
Insurance Verticals: P&C Personal Life & Annuity P&C Commercial
Target Customers: Consumers, Employers