Red Mountain Technologies

Vehicle history data and proprietary risk scoring for auto insurance carriers and the auto auction industry.

Data & Analytics Growth Bootstrapped

Overview

Red Mountain Technologies provides vehicle history data and proprietary risk scoring solutions to the auto insurance and auto auction industries. The company aggregates vehicle data from exclusive vendor relationships -- including nationwide wholesale and auction partnerships -- giving insurance carriers the information they need to improve rating, underwriting, and claims decisions.

With over 1 billion VINs checked for history records and 85 million VINs processed annually, Red Mountain Technologies operates one of the most comprehensive vehicle history databases in the United States. The platform maintains 11 billion+ total vehicle history records sourced from state DMVs, auto and salvage auctions, collision repair shops, service facilities, insurance data, manufacturers, law enforcement, dealerships, and inspection stations across all 50 states and Canada.

Red Mountain's automobile data helps customers effectively manage risk, avoid potential losses, and expose fraud by providing vital, accurate, and up-to-date vehicle history information that directly affects insurance companies' bottom lines.

Products & Services

Vehicle Risk Predictor Score

Proprietary scoring models developed using premium and loss data from multiple insurance carriers, enabling auto insurers to make more accurate risk assessments at the VIN level.

Key Features

Vehicle Risk Predictor Score 1.0: Foundational vehicle risk model for auto insurance carriers
Vehicle Risk Predictor Score 2.0: Enhanced scoring model with broader data inputs and improved predictive accuracy
VRP 2.0 Specialized Physical Damage Model: Purpose-built model for physical damage underwriting decisions

Target Users: Auto insurance carriers, underwriters

Vehicle History Data Services

Exclusive vehicle history data from nationwide wholesale and auction partnerships covering all 50 states and Canada. Data points include:

Key Features

State DMV registrations and records
Branded titles and title history
Frame damage and accident indicators
Stolen and recovered vehicles
Flooded vehicles and flood history
Odometer readings and odometer rollback detection
Salvage rebuilds and rebuild history
Recent vehicle events and status changes

Target Users: Auto insurance carriers, auto auction industry

Verified Annual Mileage

Accurate mileage calculations derived from multi-source vehicle data, supporting usage-based insurance rating programs and mileage-based underwriting decisions.

Target Users: Auto insurance carriers using usage-based rating programs

At a Glance

Headquarters: Birmingham, Alabama, USA
Funding: Bootstrapped

Category & Focus

Category: Data & Analytics
Subcategories: Vehicle history data VIN-level risk scoring auto underwriting data mileage verification
Insurance Verticals: P&C Personal P&C Commercial
Target Customers: Carriers