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Slice Labs

AI-powered on-demand insurance platform for small to mid-size commercial businesses in the E&S market.

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Overview

Slice Labs, Inc. is an insurtech MGA that provides intelligent, on-demand digital insurance products to protect small and mid-size businesses via its cloud-based Insurance Cloud Services (ICS) platform. Founded in 2015 and headquartered in New York City, Slice leverages AI, machine learning, behavioral science, and large language models to automate underwriting, streamline workflows, and eliminate friction from outdated insurance processes.

Originally launched as one of the first companies to offer on-demand insurance for the sharing and gig economy, Slice has evolved into a full-service E&S (Excess & Surplus) insurance platform serving 65+ types of commercial businesses across 47 states plus Washington D.C. The company distributes its products through a growing network of wholesale and retail agent partners, with coverage backed by highly rated carriers including Philadelphia Insurance Companies (PHLY, AM Best A++) and American Builders Insurance Company (ABIC).

Slice has raised approximately $35.5M in total funding from leading global insurers and venture investors. In 2025, the company expanded significantly into the mid-market E&S space, adding product lines for Real Estate, Retail, Hospitality, Manufacturing, Environmental, and Excess risks alongside its flagship Contractors General Liability offering.

Products & Services

Contractors General Liability (Small Business)

Fully digital CGL insurance for artisan contractors, general contractors, and remodelers with 65+ class codes. Agents can quote and bind in under five minutes.

Key Features

  • General Liability for hard-to-place classes (tree trimmers, roofers, remodelers)
  • AM Best A++ rated coverage backed by PHLY
  • Available in 47 states plus D.C.

Target Users: Small contractors with premiums under $10,000

Distribution: Wholesale and retail agents via AERO Insurance Services brand

Contractors General Liability (Mid-Market)

E&S Contractors General Liability product for larger contractors in the mid-market segment, launched in 2024.

Key Features

  • Mid-market E&S coverage for complex contractor risks
  • AI-powered submission analysis and underwriting
  • Backed by Philadelphia Insurance Companies

Target Users: Contractors with policies averaging $50,000 in premium

Distribution: Agents and brokers via Slice platform

Workers' Compensation

Digital workers' comp insurance distributed through the AERO brand and wholesale partners.

Key Features

  • Available in 21+ states
  • Digital quote and bind process
  • Distributed through Cornerstone Underwriting Partners (CUP)

Target Users: Small business contractors

Distribution: Wholesale through Appalachian Underwriters and other CUP partners

Monoline Property

Property insurance with enhancement coverages for commercial properties.

Key Features

  • Property Enhancement Coverage
  • Backup of sewers and drains
  • Crime coverage
  • Additional optional coverages

Target Users: Small to mid-size commercial property owners

Distribution: Agents and brokers

Lessor's Risk

Coverage for commercial property lessors and landlords.

Key Features

  • Accounts Receivable
  • Backup of Sewers & Drains
  • Limited Crime Coverage
  • Property in Transit
  • Employee Dishonesty
  • Pollutant clean-up

Target Users: Commercial real estate lessors

Distribution: Agents and brokers

Environmental Liability

Comprehensive environmental liability coverage for a broad range of industries.

Key Features

  • Annual or multi-year policies
  • Broad appetite covering multiple industry segments
  • Flexible and comprehensive liability products

Target Users: Manufacturing, petroleum distribution, treatment and disposal, logistics, educational, commercial/light industrial, real estate, healthcare, senior living, hospitality

Distribution: Agents and brokers

Excess Casualty

Excess coverage complementing primary liability policies.

Key Features

  • Excess layers over primary liability
  • Part of expanding mid-market E&S portfolio

Target Users: Mid-market commercial insureds

Distribution: Agents and brokers

At a Glance

Founded
2015
Headquarters
New York, NY
Employees
11-50

Category & Focus

Last updated: 2026-03-25