Stream AI
AI-powered claims processing and document analysis for property and casualty insurers.
Overview
Stream AI is a claims processing platform that uses artificial intelligence to help P&C insurance claims teams identify missed opportunities and improve outcomes. The platform addresses the annual $250 billion in P&C claims leakage by automating document processing, risk detection, and settlement analysis for claims adjusters.
Stream provides a single-tenant, zero-integration-required architecture with full SOC 2 Type II and HIPAA compliance. The platform automatically ingests and organizes medical records, demand packages, correspondence, and other claim documentation into a structured view, then uses proprietary machine learning to surface inconsistencies, identify risk indicators, and recommend reserve adjustments and settlement strategies.
Stream has demonstrated strong market traction with 98% adoption among client adjuster teams and has processed over 10 million claim documents while managing billions in exposure across its customer base. The company is backed by USD 6.8M in seed funding from Spark Capital.
Products & Services
Stream Claims Platform
The core SaaS platform for AI-powered claims management and document processing.
Key Features
- Automated document ingestion and organization for multi-page claim files
- AI-driven risk detection and inconsistency flagging using proprietary "Insurance Reasoning Model"
- Automated settlement analysis and reserve recommendations
- IME (Independent Medical Examination) packet generation
- Full source verification and auditability with chain-of-evidence tracing
- Integration with major claims management systems
Target Users: P&C claims departments, claims adjusters, claims managers
At a Glance
- Founded
- 2022
- Headquarters
- San Francisco, California, USA
- Employees
- 11-50
- Funding
- Seed
Category & Focus
- Category
- Claims Technology
- Subcategories
- Claims automation document processing risk detection
- Insurance Verticals
- P&C Commercial
- Target Customers
- Carriers
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Last updated: 2026-06-17