1Silverbullet
Creating a global standard for financial services integration -- one plug-and-play API gateway across insurance, lending, and wealth.
Overview
1Silverbullet is a B2B fintech infrastructure company founded in December 2021 by Milan Ganatra, Rajnish Bahl, and Amreesh Kher. The company was born from the founders's vision to standardize the deeply fragmented financial services integration landscape, starting in India and expanding globally.
The company operates as a single-point API gateway spanning three financial verticals -- insurance, lending, and wealth management -- allowing banks, fintechs, super apps, neo-banks, and other digital platforms to integrate with multiple financial product providers through one connection. Rather than building one-off, bilateral integrations, 1Silverbullet offers a "create, integrate, collaborate" model that significantly reduces time to market and cost compared to traditional approaches, claiming up to 10x cost reduction over individual integrations.
As of late 2025, the company has expanded beyond India into the US market through a strategic partnership with Ebix, with its connector technology now in production across 30+ insurance carriers for health insurance and property & casualty use cases. The platform has grown to 123+ integrated financial service providers, serving use cases ranging from embedded insurance in travel apps to portfolio management services in wealth platforms.
Products & Services
Insurance Gateway
A B2B API integration layer connecting distributors and aggregators to insurance product providers across life, health, motor, travel, and other lines.
Key Features
- Single-point API integration to multiple insurance companies
- Plug-and-play deployment with minimal coding required
- Supports insurance distribution for embedded and standalone channels
- Cost reduction of up to 10x compared to individual integrations
- Pre-built mappings and developer portal for rapid integration
Target Users: Insurance brokers, aggregators, banks, super apps, travel platforms
Lending Gateway
End-to-end lending integration solution covering customer onboarding through loan disbursement.
Key Features
- Onboarding, credit bureau access, and disbursement APIs in one gateway
- Supports LendingTech platforms and neo-banks
- Modular API structure for flexible adoption
Target Users: LendingTech platforms, neo-banks, banks
Wealth Gateway
Digital platform connectivity for investment and portfolio management services.
Key Features
- Integration with PMS (Portfolio Management Services) and AIF (Alternative Investment Funds)
- Fixed deposit product distribution
- Supports WealthTech platforms and banks
Target Users: WealthTech firms, banks, investment advisors
EbixExchange (US Market -- via Ebix Partnership)
A redesigned plug-and-play connector platform powered by 1Silverbullet's underlying technology, enabling modular APIs for insurance operations in the US market.
Key Features
- Quoting, enrollment, and eApp (electronic applications)
- Underwriting checks and payments
- Policy servicing integrations
- Standardized connector fabric with configuration-driven integration
Target Users: US insurance carriers, brokers, MGAs, TPAs, FinTech partners
At a Glance
- Founded
- 2021
- Headquarters
- Mumbai, India
- Employees
- 51-200
- Funding
- Seed
Category & Focus
- Category
- API & Integration Infrastructure
- Subcategories
- Insurance Distribution Embedded Finance B2B API Gateway
- Insurance Verticals
- P&C L&A Health
- Target Customers
- Banks, Neo-banks, Fintechs, Travel Aggregators, Super Apps, WealthTechs, LendingTechs
Customers
- HDFC Bank (seed investor and strategic partner)
- HDFC Securities
- ICICI
- Axis Bank
- Bajaj Finserv
- DIGIT Insurance
- Max Life Insurance
- TATA AIA
- Marcellus (asset management)
- Abakkus (asset management)
- Banks, fintechs, travel aggregators, and super app platforms across India
Links
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Last updated: 2026-04-02