Adendum

Actuarial Severance Pay Liability Calculations

Actuarial valuation of employee severance pay obligations for corporate clients in compliance with Turkish and international accounting standards (IAS 19).

Target Users: Corporate employers, CFOs, HR departments

IAS 16 / TFRS 16 Lease Standard Compliance

Actuarial and accounting services to help companies comply with international lease accounting standards. Includes calculation models and reporting support.

Target Users: Finance teams, auditors, corporate clients

Provident Funds and Foundations Management

Advisory and management consulting for employer-sponsored pension funds and foundations, including regulatory compliance, asset management guidance, and governance consulting.

Target Users: Pension fund managers, HR and finance executives

Compensation for Loss of Support

Actuarial calculations for court proceedings and insurance claims involving loss of financial support, typically following death or disability events.

Target Users: Insurance carriers, legal firms, courts

Employee Benefit Plans

Design of occupational group pension plans and group life/health insurance products tailored to employer requirements. Includes automatic enrollment (BES) services for Turkey's Individual Retirement System.

Target Users: Corporate employers, HR departments, insurance companies

Optimal Product Recommendation Software (Adendum Technology)

AI-driven software that analyzes customers' retirement savings and risk profiles, recommends optimal pension and life insurance products, and predicts customer behaviors using machine learning. The system prioritizes recommendations based on company sales and marketing strategies.

Target Users: Life insurance and pension companies, distribution channel staff

BES Return Index (BGX) and Accumulation Index (BBX)

Proprietary indices tracking Turkish Individual Retirement System (BES) fund performance, used by pension and insurance companies as benchmarks.

Management and Strategy Consulting

Strategic advisory services for pension and insurance sector investors, covering regulatory change monitoring, strategy development, and asset valuation.

Mergers & Acquisitions Advisory

Consulting services for M&A transactions in the insurance and pension sectors, including due diligence, valuation, and integration support.

Training Programs

Workshops and educational programs for financial institutions entering the Turkish pension and insurance market, including seminars on regulatory changes and operational best practices.

Company Establishment and Transformation

Advisory for setting up new insurance or pension companies, or transforming existing entities within the Turkish regulatory environment.