Overview
Ahoy Insurance is a boat insurance MGA (Managing General Agent) founded in 2021 by a team of naval veterans, insurance experts, and experienced tech executives. The company transforms boating insurance from a traditional financial hedge into a proactive asset that helps boaters prevent accidents and stay safe on the water.
The company's innovative approach combines insurance coverage with technology-enabled services through its mobile app. By collecting real-time data from IoT devices, Ahoy provides proactive experiences to customers, helping them prevent accidents before they happen. The policies are described as "high-touch" insurance with continuous risk-reducing services.
Ahoy Insurance operates as a full-stack insurtech, offering direct-to-consumer boat insurance with a focus on recreational boating. The company has expanded across multiple US states including California and Florida, backed by carriers with excellent AM Best ratings.
Products & Services
Boat Insurance
Comprehensive boat insurance coverage for recreational boaters with proactive risk management features.
Key Features
- Direct-to-consumer boat insurance
- AM Best-rated carrier backing
- Extended customer service hours
Target Users: Recreational Boat Owners
Ahoy Mobile App
Feature-rich mobile application that transforms the insurance experience with safety and tracking capabilities.
Key Features
- Self Inspection - guided photo scanning for claims and police reports
- Safety Navigation - real-time navigation assistance
- Automatic Trip Detection - tracks boating trips automatically
- Stolen Boat Retrieval - tracking tag integration
- Cell Phone Overboard Coverage - automatic water detection with phone replacement
Target Users: Policyholders, Boat Owners
At a Glance
- Founded
- 2021
- Headquarters
- New York, NY
- Employees
- 11-50
- Funding
- Seed
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- MGA Mobile Insurance IoT-Enabled Insurance
- Insurance Verticals
- Marine Specialty
- Target Customers
- Consumers
Customers
- Individual recreational boat owners across multiple US states
Links
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Last updated: 2026-03-25