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Allphins

Powerful exposure insights for specialty (re)insurers

Exposure Management Growth Bootstrapped
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Overview

Allphins is a data analytics and technology platform for commercial and specialty (re)insurance professionals. Founded in 2018 in Paris, France, the company empowers underwriters and risk managers at (re)insurance firms to make faster, more accurate decisions by cleansing, digitizing, and standardizing unstructured risk data.

The platform covers six lines of business -- Offshore Energy, Onshore Energy, Terrorism and Political Violence, Credit and Political Risk, Property, and Casualty and Cyber -- and is used daily by over 17 leading (re)insurance companies. Allphins graduated from Lloyd's Lab Cohort 3 (the Lloyd's of London innovation accelerator) and is a member of STATION F, France's flagship startup campus.

Clients report saving 10 weeks per year in manual data processing, identifying 10% additional capacity utilization, and increasing premiums by 3 to 5% per annum through data-driven underwriting decisions.

Products & Services

Allphins Platform (Exposure Management)

A unified data intelligence platform that enables (re)insurers to cleanse, digitize, and standardize unstructured risk submission data, then run portfolio-level exposure analysis across geographic and peril dimensions.

Key Features

  • Automated risk data cleansing and digitization from cedant submissions
  • Machine learning-powered risk recognition and data enrichment
  • Portfolio-level exposure analysis and scenario modeling
  • Real-time aggregate monitoring and catastrophe event tracking
  • Year-on-year performance assessment and profitability analysis

Target Users: Reinsurance underwriters, exposure managers, risk analysts

Allphins Energy

Dedicated module for offshore and onshore energy reinsurance. Enables continuous monitoring of aggregate exposures across energy treaty portfolios and identification of market opportunities.

Key Features

  • Digitalization of energy treaty reinsurance contracts
  • Offshore and onshore energy risk classification
  • Integration with TransRe and other energy reinsurance workflows

Target Users: Energy reinsurance underwriters

Allphins Property

Launched February 2025. Dedicated product for property reinsurers handling large cedant location datasets with catastrophe event monitoring.

Key Features

  • Automated processing and enrichment of large cedant location datasets
  • Multi-dimensional exposure analysis across perils, zones, and risk characteristics
  • Real-time catastrophe event monitoring using GDACS frameworks
  • Interactive map-based visualizations

Target Users: Property reinsurance underwriters and exposure managers

Allphins Credit and Political Risk

Module for credit and political risk (CPR) lines of business, providing exposure management for terrorism and political violence portfolios.

Key Features

  • Terrorism and political violence exposure management
  • Accumulation control across treaty portfolios
  • Scenario analysis for political risk events

Target Users: CPR underwriters, terrorism reinsurers