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BOLT US

The leading P&C insurance distribution platform connecting agencies, carriers, and distribution partners through a single API.

Distribution & Sales Established Acquired
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Overview

Bolt (formerly BOLT Solutions, originally SeaPass Solutions) is the leading P&C insurance distribution platform for independent agencies in the United States. Founded in 2000 by Eric Gewirtzman and Ari Katz as SeaPass Solutions, the company rebranded as BOLT Solutions in 2013, was acquired by bolttech in December 2018, and now operates as the U.S. agency distribution business under the global bolttech umbrella.

The bolt platform connects independent insurance agencies with 100+ carriers across personal, commercial, and surplus lines through a single cloud-based interface. Agencies gain instant market access without requiring individual carrier appointments, enabling them to serve virtually any client need. Over 4,000 agents use the bolt network to quote, bind, and service P&C policies across all 50 states.

In 2025, bolt expanded its platform with AI-powered tools including proactive renewals automation and bolt AI for Agencies -- a conversational AI agent that automates quoting, lead qualification, and inbound call handling, delivering quotes up to 3x faster and doubling call-to-bind conversion rates.

Products & Services

bolt Platform (Agency Distribution)

Cloud-based distribution platform giving independent agencies instant access to 100+ carrier markets, 200+ products, across all 50 states through a unified interface with no direct appointments required.

Key Features

  • Real-time quote comparison across multiple carriers
  • Dynamic underwriting questionnaires with pre-fill via automated data
  • Market finder for carrier and product navigation by state
  • Agency portal for lead tracking, document management, and policy lifecycle
  • Consumer self-service portals
  • Servicing and claims management support
  • Data insights and analytics for agency optimization

Target Users: Independent P&C insurance agencies, including small agencies via "bolt Essential"

bolt AI for Agencies

Conversational and workflow AI agent launched October 2025. Automates intake, quoting, lead qualification, and inbound call handling.

Key Features

  • AI Quoting Assistant: generates bindable quotes directly from carrier systems (up to 67% faster)
  • AI Receptionist: handles inbound calls and chats, routes appropriately
  • Lead qualification engine: filters 20-30% of low-intent leads
  • Renewal and cross-sell automation
  • Proactive renewals: alerts agents 45-60 days before rate increases with single-click re-quoting (reduces quote turnaround time by ~50%)
  • Unified communication timeline (including SMS)

Target Users: P&C insurance agencies across the United States

bolt for Carriers & Enterprise

Distribution infrastructure allowing carriers to reach agency markets and embed products across bolt's network.

Key Features

  • Single API integration connecting carriers with the bolt agency network
  • Product bundling with other carriers
  • Omni-channel distribution (field agents, contact centers, direct-to-consumer)
  • Configurable infrastructure for carrier product distribution

Target Users: P&C insurance carriers, distribution platform operators, embedded insurance partners

At a Glance

Founded
2000
Headquarters
San Francisco, California, USA
Employees
201-500
Funding
Acquired

Category & Focus

Category
Distribution & Sales
Subcategories
Agency Management Quote-to-Bind Embedded Insurance AI for Insurance
Insurance Verticals
P&C Personal P&C Commercial Specialty/E&S
Target Customers
Agents/Agencies, Carriers, Brokers

Customers

  • Bamboo (property/casualty insurer -- smartphone protection program)
  • Stellantis Financial Services US (embedded insurance for Chrysler, Dodge, Jeep, Ram, Fiat, Alfa Romeo vehicle customers, launched 2024)

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Last updated: 2026-04-09