Overview
Briza is the industry's first unified API for small business commercial insurance in the United States. Founded in 2016 by Ben Munro and Mike McDerment, the company provides a single API standard that enables software developers at insurance distributors and platforms to sell commercial insurance online through quoting, binding, and payment functionalities.
The Briza API builds an infrastructure layer that aggregates carrier quote and bind APIs and integrates automated underwriting models into a unified data model. Agencies and developers write once to the Briza API and gain access to multiple product APIs across all connected carriers. Questions are standardized to avoid redundancies and presented in plain language, with answers submitted as a single payload that Briza translates and routes to carrier APIs.
Briza positions itself as a proudly neutral technology partner, having not accepted investment from any insurance brokerage or carrier. This allows the company to work conflict-free with insurance agents, brokers, carriers, wholesalers, MGAs, and technology providers alike. The platform is trusted by major carriers including AmTrust Financial, CNA, Markel, Liberty Mutual, Hiscox, Chubb, and Berkshire Hathaway Guard.
Products & Services
Briza Unified API
Core REST-based JSON API enabling digital quoting, binding, and payment for commercial insurance policies.
Key Features
- Single API integration for multiple carrier connections
- Automated underwriting model integration
- Standardized question sets across carriers
- Digital quote, bind, and pay workflows
- Admitted and surplus lines support
Target Users: Insurance Distributors, Software Developers, Digital Brokers
Briza Air
Open-source UI components for building commercial insurance user interfaces.
Key Features
- Dynamic questionnaire components
- Pre-built insurance form elements
- Complimentary developer tools
- Customizable frontend components
Target Users: Software Developers, Digital Platform Builders
Briza Collect
Secure payment unification tool for insurance premium collection.
Key Features
- Unified payment processing
- Secure premium collection
- Multi-carrier payment routing
Target Users: Insurance Agencies, Digital Brokers
At a Glance
- Founded
- 2016
- Headquarters
- Austin, Texas
- Employees
- 11-50
- Funding
- Series A
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- API Platform Commercial Insurance Carrier Integration Embedded Insurance
- Insurance Verticals
- P&C Commercial Small Business
- Target Customers
- Carriers, Agencies, Brokerages, Wholesalers, MGAs, Software Platforms
Customers
- Dovetail Insurance
- Independent insurance agencies across 36+ US states
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Last updated: 2026-03-25