CID Insurance Programs
E&S wholesale insurance broker connecting retail agents to specialty commercial markets since 1954.
Overview
CID Insurance Programs is an Excess and Surplus (E&S) lines wholesale brokerage serving retail insurance agents and independent brokers across the United States. Based in San Diego, California, the firm provides access to both admitted and non-admitted carriers for a broad range of commercial risks.
The company handles ten commercial lines product categories, including property, liability, professional lines, surety, and specialty coverages. CID supports retail agency partners through application submissions, phone quoting, and web-based platforms, with a 48-hour underwriting turnaround for eligible submissions.
Founded in 1954, CID has maintained carrier relationships over seven decades. A team of approximately 18 professionals with over 125 years of combined insurance experience provides retail agents with direct underwriter access, customizable marketing materials, and educational webinars. The company holds California License #0C41342.
Products & Services
Insurance Placement
Key Features
- Allied Health insurance
- Apartments, LROs (Lessors Risk Only), and HOA coverage
- Commercial Property and Liability
- Contractors insurance
- Fidelity and Surety bonds
- Garage liability and dealers
- Non-Profit organization coverage
- Professional Liability (E&O, D&O)
- Property Management coverage
- Workers Compensation
Distribution & Quoting
Key Features
- Application submissions and phone quoting
- Online quoting for Cyber coverage via Sayata Labs
- Web and phone quoting via USLI platform
- 48-hour underwriting turnaround for eligible submissions
Broker Support
Key Features
- Customizable marketing materials and proposal templates
- Educational webinars for retail brokers
- Marketing library with downloadable resources
At a Glance
- Founded
- 1954
- Headquarters
- San Diego, California
- Employees
- 11-50
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Wholesale Brokerage E&S Placement Specialty Lines
- Insurance Verticals
- P&C Commercial Specialty/E&S Workers Compensation
- Target Customers
- Agents/Agencies, Brokers
Customers
- Commercial property
- Professional services (E&O, D&O)
- Construction and contractors
- Non-profit organizations
- Property management companies
- Garage and auto dealers
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Last updated: 2026-05-11