Claims Carbon
Carbon tracking and sustainability management software for insurance carriers
Overview
Claims Carbon is a SaaS provider of carbon analytics and net-zero planning tools for insurance carriers, founded in 2021 and headquartered in Stockholm, Sweden. The platform addresses the emissions footprint of insurance claims operations, which account for approximately 85% of an insurer's operational carbon output, enabling carriers to identify, measure, and reduce emissions across their claims value chains.
The product combines insurance claims data with external emissions datasets to generate carbon hotspot analysis, reduction scenario modeling, and carbon-conscious claims settlement workflows. Insurers can set science-based reduction targets, simulate decarbonization strategies across claims types, and adjust pricing and product design to reflect sustainability objectives.
Claims Carbon raised a EUR 1.1M seed round in November 2022 from Vaens, Astorya.vc, BiG Start Ventures, and several angel investors including former Lansforsakringar AB CEO Fredrik Bergstrom. The company has established a commercial partnership with Accenture and counts Scandinavian insurer Tryg among its customers.
Products & Services
Carbon Analysis
Identifies carbon hotspots across insurance exposure by combining insurer claims data with emissions reference datasets. Provides visibility into where carbon is concentrated across claims types and supply chain relationships.
Key Features
- Claims-level carbon measurement and attribution
- Supply chain emissions visibility
- Benchmarking against industry peers and regulatory targets
Target Users: Sustainability and claims teams at P&C carriers
Target Setting & Simulation
Enables insurers to model decarbonization scenarios and set reduction targets for specific claims categories. Supports alignment with science-based targets (SBTi) and internal ESG commitments.
Key Features
- Scenario modeling for claims category reduction strategies
- SBTi alignment workflows
- Progress tracking against declared net-zero targets
Target Users: Sustainability officers and actuarial teams at insurance carriers
Net-Zero Solutions
Delivers carbon-aware claims and underwriting capabilities by integrating sustainability metrics into pricing, product design, and risk selection decisions.
Key Features
- Carbon-conscious underwriting inputs
- Sustainable claims settlement options
- ESG reporting support for regulatory and investor disclosures
Target Users: Underwriting, product, and finance teams at P&C carriers
At a Glance
- Founded
- 2021
- Headquarters
- Stockholm, Sweden
- Employees
- 11-50
- Funding
- Seed
Category & Focus
- Category
- Data & Analytics
- Subcategories
- ESG & Sustainability Analytics Claims Analytics Carbon Management
- Insurance Verticals
- P&C Personal P&C Commercial
- Target Customers
- Carriers
Customers
- Tryg (Scandinavian insurer; claims sustainability and SBTi alignment use case)
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Last updated: 2026-05-17