CO-OPERATORS
Canadian multi-line co-operative insurer with a dedicated embedded insurance platform (Duuo) for API-first digital distribution.
Overview
The Co-operators Group Limited is one of Canada's leading multi-line insurance and financial services co-operatives. Founded in 1945 and owned by 46 member organizations -- including credit union centrals, co-operatives, and farm organizations -- the company operates more than 600 locations across Canada. Co-operators provides auto, home, life, farm, travel, and commercial insurance alongside wealth management and institutional asset management services.
Co-operators is distinguished by its co-operative ownership model and longstanding commitment to sustainability and community involvement. In 2024, the company announced a USD 3 billion climate solutions investment target by 2030, reflecting its values-based approach to capital management.
In 2023, Co-operators launched Duuo, a dedicated embedded insurance division offering API-first insurance products. Duuo enables PropTechs, FinTechs, and event platforms to embed tenant and event insurance directly into their workflows, positioning Co-operators as an active participant in the insurtech ecosystem.
At a Glance
- Founded
- 1945
- Headquarters
- Guelph, Ontario, Canada
- Employees
- 1000+
Category & Focus
- Category
- Distribution & Sales
- Insurance Verticals
- P&C Personal P&C Commercial Life & Annuity Group Benefits
- Target Customers
- Consumers, Employers, PropTechs, FinTechs, Event Platforms
Customers
- **Direct customers**: Individual consumers, farms, and commercial businesses
- **API partners**: PropTechs, FinTechs, event platforms via Duuo
- **Distribution network**: 485+ exclusive P&C agents; Federated Agencies Limited (brokerage)
- **Scale indicator**: CAD 62+ billion assets under administration; 46 member organizations; 600+ locations
Links
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Last updated: 2026-05-11