CRC GROUP
North America's leading independent specialty insurance distributor, delivering wholesale brokerage and underwriting solutions across 100+ offices nationwide.
Overview
CRC Group is one of North America's largest independent specialty insurance distributors, founded in 1982 and headquartered in Charlotte, North Carolina. Operating as a pure-play wholesale brokerage and underwriting platform, CRC Group connects retail brokers with specialty, excess, and surplus lines insurance solutions across 100+ offices in the United States and Canada.
The company places more than USD 30 billion of premiums annually through its wholesale brokerage and program underwriting operations, working with over 650 carrier partners. CRC Group serves independent insurance agents and retail brokers who require access to non-admitted or specialty markets, providing both distribution access and proprietary technology tools that streamline placement workflows.
CRC Group is structured around three primary divisions -- CRC Specialty (wholesale brokerage), CRC Benefits (employee benefits brokerage and consulting), and CRC Underwriting (specialty program underwriting with delegated authority). The company has grown significantly through acquisition, including AmRisc, Atrium, Starwind Specialty, ARC Excess & Surplus, and most recently Euclid Transactional in 2026. Stone Point Capital holds a majority private equity stake.
Products & Services
CRC Specialty
Wholesale specialty insurance brokerage platform providing property and casualty products, industry-specific solutions, and E&S market access for retail brokers and agents. Includes the REDY analytics platform for data-driven risk placement.
Key Features
- Access to 650+ carrier markets for specialty and E&S placements
- Industry-specific underwriting teams and market expertise
- REDY platform with real-time data insights and placement analytics
Target Users: Retail insurance brokers and independent insurance agents
REDY Platform (with REDY INTEL AI)
Advanced data analytics platform for specialty insurance placement. REDY INTEL is an AI-powered engine embedded within the REDY platform, designed to transform how specialty risks are analyzed, positioned, and placed by turning data into real-time, actionable insights across every workflow.
Key Features
- AI-powered risk analysis and placement recommendations
- Real-time actionable insights across placement workflows
- Data-driven positioning of specialty risks for carrier markets
Target Users: CRC Specialty wholesale brokers and their retail broker clients
CRC Underwriting
Specialty program underwriting with delegated underwriting authority across multiple specialty lines. Subsidiary underwriters include Starwind, AmRisc, Atrium, and Euclid Transactional (R&W and tax liability).
Key Features
- Delegated underwriting authority from carrier partners
- Representations & warranties (R&W) and tax liability coverage via Euclid Transactional
- Property catastrophe underwriting via AmRisc
- Specialty program administration via Starwind and Atrium
Target Users: Retail brokers, MGAs, and program administrators needing delegated authority markets
CRC Benefits
Employee benefits brokerage and consulting solutions, rebranded in June 2025 following the acquisition and integration of BenefitMall. Provides employer benefit program distribution and advisory services.
Key Features
- Group employee benefits brokerage
- Benefits consulting and advisory services
- Access to national carrier markets for group health, dental, and life
Target Users: Employers, HR departments, retail employee benefits brokers
Insurisk Platform
Specialty data center and risk management platform. The Insurisk Data Centers product addresses the insurance needs of the global data center sector, providing specialized coverage placement for this high-growth risk category.
Key Features
- Specialized data center property and liability coverage
- Risk management resources for technology infrastructure operators
- Proprietary placement workflow for complex data center risks
Target Users: Data center operators, technology infrastructure companies, retail brokers serving tech sector
Quick Quotes
Online quoting platform providing instant terms for specialty insurance products, enabling faster placement for eligible risk categories.
Key Features
- Instant online quoting for qualifying specialty risks
- Streamlined submission and binding workflow
- Digital-first placement for standard specialty lines
Target Users: Retail brokers and agents seeking fast E&S market access
At a Glance
- Founded
- 1982
- Headquarters
- Charlotte, North Carolina
- Employees
- 1000+
- Funding
- PE-Backed
Category & Focus
- Category
- Distribution & Sales
- Subcategories
- Wholesale Brokerage Program Underwriting Specialty E&S Distribution Employee Benefits Distribution
- Insurance Verticals
- Specialty/E&S P&C Commercial Group Benefits Workers Compensation
- Target Customers
- Brokers, Agents/Agencies, MGAs/MGUs, Carriers
Customers
- Independent insurance agents and retail brokers throughout the US and Canada
- Program administrators requiring delegated underwriting markets
- Employers accessing group benefits through the CRC Benefits division
Links
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Last updated: 2026-04-09