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E2VALUE

Automated property valuation and replacement cost estimation for the insurance industry.

Underwriting & Risk Established Bootstrapped
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Overview

e2Value, Inc. is the leading SaaS provider of automated property valuation and replacement cost estimation for the insurance industry. Founded in 2000 by Todd Rissel and George Moore -- insurance executives with extensive experience in low-, mid-, and high-value homes and high-value commercial buildings -- e2Value delivers web-based tools that enable insurers to accurately calculate insurance-to-value (ITV) and replacement cost for residential, commercial, and farm and ranch properties across the United States and Canada.

The company holds the only patented web-based system for estimating building reconstruction costs in the insurance industry. This innovation enables carriers to deploy accurate, consistent valuations at scale without manual appraisal workflows. Valuations account for local wage and materials cost variations down to the 5-digit ZIP code level, delivering highly localized accuracy.

e2Value has grown to serve over 800 companies with approximately 600,000 users relying on their valuation solutions.

Products & Services

Pronto(r)

Instant replacement cost valuator for residential and commercial properties that delivers insurance values on demand. Users enter only a property address to receive a complete report including data scoring, images, and structure valuation.

Key Features

  • Instant address-based property valuation
  • Complete report with data scoring and images
  • Covers residential and commercial properties

Target Users: Insurance carriers, MGAs, underwriters

EVS (Expert Valuation System)

Comprehensive ITV and collateral value platform for residential properties. EVS enables users to meet all Insurance-to-Value and collateral value needs within a single valuation system, capable of calculating the value of any home or building regardless of size or value.

Key Features

  • Full ITV and collateral value in one system
  • Handles any home or building size/value tier
  • Integrates with carrier policy administration platforms

Target Users: Insurance carriers, risk managers, underwriters

Commercial Property Valuation

Automated replacement cost estimation for commercial buildings using local labor and materials cost data.

Key Features

  • Automated commercial building reconstruction cost
  • Localized cost data to 5-digit ZIP code level
  • API-accessible for platform integration

Target Users: Commercial lines carriers, MGAs

Farm and Ranch Valuation

Specialized replacement cost valuation for agricultural properties.

Key Features

  • Replacement cost for farm structures, outbuildings, and ranches
  • Agricultural property expertise
  • Covers US properties

Target Users: Farm and ranch insurance carriers and MGAs

API Integrations

Embeddable valuation tools for carrier and partner platforms, delivering valuation capabilities directly within policy administration, rating, and underwriting workflows.

Key Features

  • REST API access to all valuation products
  • Embed within any PAS, rater, or UW platform
  • Local labor and materials cost data to 5-digit ZIP code

Target Users: Insurance technology platform providers, carriers building integrated workflows

At a Glance

Founded
2000
Headquarters
Stamford, Connecticut, USA
Employees
11-50
Funding
Bootstrapped

Category & Focus

Category
Underwriting & Risk
Subcategories
Property Valuation Replacement Cost Estimation Insurance-to-Value Collateral Valuation
Insurance Verticals
P&C Personal P&C Commercial
Target Customers
Carriers, MGAs/MGUs

Customers

  • Duck Creek Technologies (residential property valuation integration)
  • Insurity / Maprisk (integrated valuation services)
  • TransUnion (property replacement cost data)
  • Cogitate Technology Solutions
  • BriteCore

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Last updated: 2026-05-12