InsureMEP
The first MGA powered by real-time MEP infrastructure data for smarter commercial property underwriting
Overview
InsureMEP is the first Managing General Agent powered by real-time MEP (Mechanical, Electrical & Plumbing) infrastructure data. The company leverages its proprietary CriticalAsset platform to provide underwriters with continuous, AI-verified evidence about a building's infrastructure health, replacing traditional point-in-time inspections with live monitoring data.
By digitizing and analyzing a building's full MEP and Fire & Life Safety (FLS) infrastructure, InsureMEP delivers actionable risk intelligence to carriers and operational insights for property owners. The result is faster underwriting, more accurate pricing, and premium savings of 3-5% for properties with well-maintained systems. The platform detects 85% of potential issues before they cause damage and delivers quotes in an average of 24 hours.
InsureMEP is the first flagship client of KASE Insurex and Sikich's MGA Compass program, which provides strategic advisory and insurtech implementation support for launching and scaling MGAs. Founder Craig Caryl previously co-founded a successful MGA that reached $20M+ in annual revenue.
Products & Services
InsureMEP MGA Platform
AI-enabled MGA that integrates real-time MEP infrastructure data into the underwriting process for commercial property insurance. The three-step process — Scan & Map, Analyze & Score, Underwrite & Insure — transforms reactive inspections into continuous monitoring.
Key Features
- Real-time infrastructure risk scoring (CriticalAsset Risk Score)
- 24-hour average quote turnaround
- 3-5% premium savings through T&C enhancements
- 85% proactive risk detection before damage occurs
- Lower deductibles for properties with quality MEP systems
Target Users: Commercial property owners, facility managers, REITs, institutional investors
Distribution: Broker network (exclusive territory partnerships available)
CriticalAsset Platform
Proprietary SaaS digital twin platform that maps every pipe, wire, and asset within a facility to provide a live, interactive view of building operations.
Key Features
- HVAC Intelligence: efficiency tracking, predictive maintenance, energy optimization
- Smart Electrical Panels: circuit monitoring, load tracking, risk assessment
- Active Plumbing Monitor: leak detection, pressure monitoring, preventative alerts
- Interactive floor plans with MEP system overlays
- IoT data integration and visual documentation
- Reduces MEP contractor billable hours by up to 30%
Target Users: Property owners, facility managers, MEP contractors, data center operators
Distribution: Direct SaaS, integrated with InsureMEP MGA
At a Glance
- Founded
- 2020
- Headquarters
- Long Beach, California
- Employees
- 1-10
- Funding
- Seed
Category & Focus
- Category
- Underwriting
- Subcategories
- Risk Assessment IoT/Sensor Data Digital Twin Predictive Analytics
- Insurance Verticals
- P&C
- Target Customers
- Carriers, Brokers, Property Owners, Facility Managers, REITs
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Last updated: 2026-03-25