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Send

Transforming commercial underwriting with an intelligent, composable platform for insurers, MGAs, and reinsurers.

Underwriting & Risk Growth Series A
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Overview

Send Technology Solutions is a London-based insurtech company that has built a composable underwriting platform purpose-built for the commercial and specialty insurance markets. Founded in 2017 by Andy Moss, Ben Huckel, and Matt McGrillis, the company set out to modernize underwriting by replacing fragmented legacy systems with a unified, cloud-native workbench that streamlines the entire underwriting lifecycle from submission through binding and beyond.

The platform processes over $26 billion in gross written premium and supports more than 40 lines of business. Send serves major global insurers, MGAs, and reinsurers including Aviva, Everest, RenaissanceRe, The Hartford, Convex, and Argenta. The company delivers a 7x improvement in time-to-quote and a 65% reduction in product launch time for its customers.

Send raised $10.7 million in Series A funding in 2022, led by Breega with participation from Mercia. The company has since expanded into the North American market, opening an office in New York and establishing partnerships with firms like Bowhead Specialty and Deloitte. In 2025, Send doubled its headcount and achieved ISO 42001 certification for controlled AI in underwriting.

Products & Services

Send for Direct Underwriting

A platform designed for insurers and MGAs writing open market business. It enables end-to-end quote-to-renewal management for open market risks with automated workflows and data-driven decision support.

Key Features

  • Quote and rate lifecycle management
  • Risk workflow automation
  • Submission management and triage
  • Activity management and tracking
  • Data enrichment and insights

Target Users: Underwriters at carriers and MGAs handling open market commercial and specialty risks

Send for Delegated Underwriting

Purpose-built to help insurers scale delegated business with confidence. Manages delegated authority programs with oversight, control, and enhanced partner reporting.

Key Features

  • Binder management
  • Bordereaux ingestion and processing
  • MGA Manager module
  • Post-bind processing
  • Partner reporting and oversight

Target Users: Carriers and MGAs managing delegated authority programs

Send for Reinsurance Underwriting

A platform for structuring and managing reinsurance programs, providing underwriting backbone with structure, pricing, and portfolio insights.

Key Features

  • Outward reinsurance management
  • Reinsurance program structuring and pricing
  • Entity management
  • Portfolio analytics and insights

Target Users: Reinsurers and carriers managing reinsurance programs

Smart Submission

An AI-powered product that uses generative AI to automate the submission intake process, helping carriers save time and increase their win rate.

Key Features

  • Automated submission parsing and triage
  • AI-driven data extraction
  • Appetite matching
  • Streamlined broker-to-underwriter workflow

Target Users: Underwriting teams processing high volumes of submissions

At a Glance

Founded
2017
Headquarters
London, England, United Kingdom
Employees
51-200
Funding
Series A

Category & Focus

Category
Underwriting & Risk
Subcategories
Underwriting workbench submission management delegated authority management reinsurance underwriting
Insurance Verticals
P&C Commercial Specialty/E&S Reinsurance
Target Customers
Carriers, MGAs/MGUs, Reinsurers

Customers

  • Argenta
  • Aviva
  • Bowhead Specialty
  • Convex
  • Dale Underwriting Partners
  • Everest
  • IGI
  • Mosaic
  • NWRE
  • Oak Global Re
  • RenaissanceRe
  • The Hartford
  • Westfield

Last updated: 2026-03-25