ACI Worldwide

Global payments technology powering intelligent payments orchestration for billers, banks, and merchants

Core Administration Enterprise Public (NASDAQ: ACIW)

Overview

ACI Worldwide is a global payments technology company that has powered the world's payment ecosystems since 1975. The company delivers mission-critical software enabling intelligent payments orchestration in real time for banks, billers, and merchants -- processing billions of transactions daily across 94 countries. In 2025, the company generated USD 1.76 billion in total revenue, up 10% year over year.

For the insurance industry, ACI Worldwide provides premium billing and payment solutions through its ACI Speedpay platform, enabling carriers to offer policyholders fast, simple, and secure ways to pay bills across online, mobile, and IVR channels. The company also powers insurance disbursements, allowing carriers to issue claims payments and return premiums to policyholders via digital channels. ACI serves approximately 3,000 biller organizations across insurance, healthcare, utilities, government, and auto finance.

ACI Worldwide is publicly traded on NASDAQ under the ticker ACIW, with a market capitalization of approximately USD 4.2 billion as of early 2026 and approximately 2,930 employees worldwide as of year-end 2025.

Products & Services

ACI Speedpay

Omnichannel billing and bill payment platform for insurance carriers, enabling multi-channel premium collection and policyholder self-service.

Key Features

Online, mobile, and IVR payment acceptance
Support for cards, ACH, Apple Pay, Google Pay, PayPal, Venmo
PCI DSS-compliant payment processing
Policyholder self-service payment portals
Automated payment workflows and reconciliation
Recurring and scheduled payment options
60-day full implementation timeline

Target Users: Insurance carriers, healthcare payers

ACI Speedpay Digital Disbursements

Partnered with Ingo Payments to enable fast, flexible digital claims and return premium disbursements.

Key Features

Push-to-debit and real-time payment delivery
Scalable disbursement operations
Regulatory compliance support
Multiple disbursement channel options

Target Users: P&C carriers issuing claims payments

ACI Fraud Management (Payments Intelligence)

AI-powered payments intelligence and data security solution.

Key Features

Real-time fraud detection and prevention
Compliance and security for payment transactions
Machine learning-based risk scoring
Advanced analytics to analyze fraud patterns

Target Users: Banks, billers, merchants

ACI Connetic

Next-generation cloud-native banking payments hub for payment modernization, launched commercially in 2024.

Key Features

Cloud-native architecture
Real-time and account-to-account payments
Payment orchestration for banks

Target Users: Banks and financial institutions

ACI Payments Orchestration Platform

Merchant payments processing and orchestration platform.

Key Features

Multi-acquirer routing and optimization
In-store, online, and mobile payment processing
Cross-border payment support

Target Users: Enterprise merchants and retailers

At a Glance

Founded: 1975
Headquarters: Elkhorn, Nebraska
Employees: 1000+
Funding: Public (NASDAQ: ACIW)

Category & Focus

Category: Core Administration
Subcategories: Premium Billing Bill Payment Claims Disbursements Fraud Prevention
Insurance Verticals: P&C Personal P&C Commercial Health
Target Customers: Carriers