ARTIGEM

AI-powered jewelry and personal property claims platform serving 60% of the U.S. market

Claims Technology Established Bootstrapped

Overview

Artigem is a national specialty claims management and insurtech platform focused exclusively on jewelry and personal property insurance claims. Founded in 2001 by Kurt Artinger, a third-generation jeweler, the company combines deep jewelry industry expertise with technology-driven claims solutions. With over 25 years in the field, Artigem has built significant market scale: the company serves approximately 60% of the U.S. market for jewelry claims and reports 100% customer retention over the past five years.

The company operates a suite of interconnected platforms covering contents valuation, claim management, field intelligence, salvage, and scheduled jewelry appraisal updates. Artigem has expanded its capabilities through key integrations with Verisk (XactAnalysis and Xactimate) and Cotality (formerly CoreLogic), embedding its contents estimation tools directly into carrier workflows. Its SpeedCheck product addresses a persistent coverage gap -- over 60% of policyholders are underinsured on scheduled jewelry because appraisals are never updated during the policy lifecycle.

Products & Services

Streamline

AI-powered contents claim management platform connecting policyholders, adjusters, and vendors in a unified workflow. Automatically prices up to 40% of contents items in 20-40 seconds using live retail API pricing. Includes receipt intelligence (patent-pending) that maps receipts to line items and calculates recoverable depreciation automatically.

Key Features

Automated contents pricing via retail API integrations
Patent-pending receipt mapping and depreciation calculation
Policyholder collaboration tools (inventory upload, photo submission)
Claim portals managing workflow between adjusters, supervisors, policyholders, and vendors
Reduces contents claim lifecycle by up to 35%
100% customer retention rate over past 5 years

Target Users: Insurance carriers and TPAs handling homeowners' contents claims

SpeedCheck

Jewelry appraisal update service delivering expert-reviewed, insurance-ready valuations in 24 hours. Integrates with Duck Creek's policy management system to automatically pull appraisal data, update values, and push a new appraisal back -- enabling annual scheduled jewelry revaluation without manual effort.

Key Features

24-hour turnaround per appraisal ($39/appraisal)
Expert jeweler review and market-rate revaluation
Direct integration with Duck Creek policy management
Enables agents to write new business without requiring a current appraisal

Target Users: Carriers, agents, and policyholders managing scheduled jewelry coverage

Jewelry Claims Services

Full-service jewelry claims handling including replacement, repair, gem lab inspection, and salvage. The company maintains an inventory of thousands of jewelry pieces for like-kind or better replacement. A GIA Graduate Gemologist leads cause-of-loss evaluations, stone damage assessments, and clarity enhancement identification. Sarin technology is used to match lost earrings.

Key Features

Real-time market quotes with detailed Market Evaluation Reports (patented software)
Gem lab inspections and clarity enhancement identification
Salvage program with market-matched payouts
Gem Membership for inventory access (no fees or obligations)
Custom jewelry recreation for discontinued pieces

Target Users: Insurance carriers, independent adjusters, and policyholders

Inventory Creation App

Mobile-friendly tool for claims documentation supporting the Streamline workflow.

At a Glance

Founded: 2001
Headquarters: Belleville, IL, USA
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Claims Technology
Subcategories: Contents Valuation Jewelry Claims Management Appraisal Technology Salvage Management
Insurance Verticals: P&C Personal Specialty/E&S
Target Customers: Carriers, TPAs