RecovX Health

Empowering injured accident victims to file third-party liability claims directly, without an attorney.

Claims Technology Startup Bootstrapped

Overview

RecovX Health is an insurtech company founded by insurance industry veterans, attorneys, and medical providers with a mission to improve the physical, emotional, and financial recovery of people injured in accidents. The company was founded after personal experiences with the inefficiencies of the traditional injury claims process and is led by Lee Fogle, who brings over 30 years of insurance industry transformation and technology experience.

The company identified a significant gap in the market: approximately 90% of injury claims do not require legal representation, yet claimants without attorneys are often ill-equipped to navigate the claims process effectively. The average injury settlement takes over six months to resolve and yields an average of USD 17,000. RecovX Health set out to change this dynamic by providing claimants with technology-driven tools previously available only to attorneys and large insurers.

RecovX Health developed InjuryClaimsExpress (ICE), a mobile application that enables injured claimants to organize and file third-party liability accident claims directly with insurance companies. The platform uses AI-powered injury analysis and historical pattern matching to help claimants present their cases more effectively, targeting faster settlements and higher compensation with no upfront cost to the claimant.

Products & Services

InjuryClaimsExpress (ICE)

A consumer-facing mobile application launched in October 2020 that enables injured accident victims to organize and file third-party liability accident claims directly with insurance companies, without requiring an attorney. The platform has 11 patents filed covering its core technology and methodology.

Key Features

AI-powered analysis of injury severity incorporating treatment, recovery, impact on occupation, mobility, future care needs, and psychological well-being
Objective customized claim value range calculation using historical pattern matching and expert analysis
Document organization and submission tools for medical records and claim documentation
Provider matching connecting claimants with relevant vehicle, health, legal, and insurance service providers
No upfront cost to the claimant -- a 3% fee is deducted from the insurance settlement upon resolution
Reduces settlement times by up to 50% compared to the traditional claims process
Increases compensation by 1.5x to 2x through optimized claim presentation

Target Users: Injured accident victims filing third-party liability claims; insurance carriers seeking to streamline claims intake for low-complexity injury claims

At a Glance

Founded: 2020
Headquarters: Bradenton, Florida
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Claims Technology
Subcategories: FNOL Consumer Claims Direct-to-Consumer Claims Filing
Insurance Verticals: P&C Personal
Target Customers: Consumers, Carriers

Customers

Injured accident victims filing third-party liability claims (unrepresented claimants)
Insurance companies seeking to reduce friction and cost in claims intake for non-complex injury claims

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Last updated: 2026-06-05