Overview
Bdeo is a claims technology platform for P&C carriers and fleet operators, providing AI-driven visual intelligence to automate motor and home insurance claims processing. The company was founded in 2017 and is headquartered in Madrid, Spain.
The platform enables smartphone-based image capture by policyholders and fleet operators, feeding AI models that assess damage, estimate repair costs, and recommend claim decisions without requiring physical inspection. Bdeo supports the full claims lifecycle from first notice of loss through triage, settlement recommendations, and payment acceleration. The solution is delivered as a SaaS platform with integration APIs compatible with systems such as Guidewire ClaimCenter.
Bdeo serves more than 60 insurance and fleet companies across 25 countries, including 50+ insurers in Spain, Portugal, Italy, France, the Nordics, the UK, Mexico, Colombia, and Argentina. In Spain, the platform handles more than 50% of motor insurance underwriting and is used by 8 of the 10 leading motor insurers. Total funding stands at EUR 13.5M across Seed, Series A, and Series B rounds.
Products & Services
Motor Insurance Platform
Automates underwriting subscription and claims management for motor insurers. Uses smartphone-based image capture and AI damage analysis to accelerate policy issuance and claims decisions including triage, settlement proposals, and payment processing.
Key Features
- Smartphone-guided image capture for policyholders
- AI-powered vehicle damage detection and cost estimation
- Automated underwriting decisions and policy proposals
- Claims triage and payment acceleration
Target Users: P&C motor carriers and MGAs
Home Insurance Claims Solution
Enables remote assessment of property damage claims without dispatching inspectors. Policyholders submit images through a guided mobile workflow and the AI system evaluates damage for claims resolution.
Key Features
- Remote property damage assessment via submitted images
- Visual intelligence for home claims triage
- Reduction of physical inspection requirements
Target Users: Home insurance carriers
Fleet Management Platform
Supports vehicle leasing, rental, and commercial fleet operators with digital vehicle status monitoring and damage documentation. Enables efficient fleet handover and damage tracking at scale.
Key Features
- Digital vehicle condition monitoring
- Damage assessment at fleet handover
- Integration with fleet management workflows
Target Users: Vehicle leasing companies, rental operators, commercial fleet operators
At a Glance
- Founded
- 2017
- Headquarters
- Madrid, Spain
- Employees
- 51-200
- Funding
- Series B
Category & Focus
- Category
- Claims Technology
- Subcategories
- Visual AI FNOL Damage Estimation Underwriting Automation
- Insurance Verticals
- P&C Personal P&C Commercial
- Target Customers
- Carriers, MGAs/MGUs
Customers
- 8 of the 10 leading motor insurers in Spain
- 50+ insurers across Europe and Latin America
- Commercial fleet and vehicle leasing operators across 25 countries
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Last updated: 2026-05-17