Century Insurance Group

Premier excess and surplus lines specialty carrier, distributing non-admitted commercial coverage through a select network of wholesale brokers and general agents.

Specialty Solutions

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Overview

Century Insurance Group is a nationally recognized excess and surplus (E&S) lines specialty carrier, providing non-admitted commercial insurance coverage for small and mid-sized businesses. Founded in 1978 to write coal mine reclamation bonds in Ohio, the company pivoted to excess and surplus lines in 1984 and has since grown into a prominent specialty insurer distributing exclusively through a select network of professional general agents and wholesale brokers across all 50 states.

Century has a long track record of technology adoption in the E&S market, developing a proprietary policy management system in 2002 and launching Century Online (COL) -- one of the insurance industry's first online rating and quoting platforms -- in 2006. The company also offers API connectivity enabling agents and vendors to integrate directly with Century's rating and form systems. In 2024, A.M. Best upgraded Century's financial strength rating to "A" (Excellent) with a Stable Outlook, and EPIC Insurance Brokers & Consultants completed its acquisition of Century Insurance Group.

Products & Services

Excess & Surplus Lines Coverage

Key Features

General Liability: E&S general liability for non-standard and hard-to-place commercial risks
Commercial Property: Property insurance for risks ineligible for standard markets
Inland Marine: Coverage for goods in transit and mobile property
Environmental: Pollution and environmental liability for commercial risks
Garage & Auto Dealers: Specialty auto dealer and garage liability
Ocean Marine: Marine cargo and hull insurance
Excess / Umbrella: Excess liability and umbrella coverage

Star Surety Program

Specialty division providing commercial surety products including license-permit bonds, court and probate bonds, lost instrument bonds, public official bonds, and contractor wage and welfare bonds.

Digital Platforms

Key Features

Century Online (COL): Web portal enabling real-time rating, quoting, and binding for eligible risks
API Connectivity: Application programming interface allowing agents and vendors to digitally connect to rates and form lists for system integration