CLEARSPEED
AI-powered voice analytics for fraud detection and risk assessment across insurance, government, and financial services.
Overview
CLEARSPEED is a voice analytics company that uses proprietary AI technology to identify risk indicators in human speech. Founded in 2016 and headquartered in San Diego, California, the company's platform analyzes universal vocal characteristics to deliver fast, unbiased risk assessments that operate across 60+ languages and 37 countries -- without dependence on language, dialect, or cultural background.
The platform was originally developed for U.S. Department of Defense personnel vetting and has been validated at greater than 97% accuracy by the DoD. Independent peer-reviewed research confirms greater than 91% precision. In the insurance market, CLEARSPEED enables carriers to triage claims and applications by risk level -- fast-tracking low-risk cases and flagging elevated-risk submissions for investigation -- improving both fraud detection rates and the customer experience for genuine claimants.
Since closing a Series D in June 2025 (USD 60M, bringing total funding to USD 110M), the company has doubled annual recurring revenue and added major insurance clients including Ageas UK and renewed its relationship with 1st Central. Existing customers include Allianz, Zurich Insurance, and RSA Insurance.
Products & Services
Voice Analytics Platform
Core AI risk assessment platform that analyzes vocal characteristics in applicant or claimant responses to identify risk indicators. Integrates into existing claims and underwriting workflows via API.
Key Features
- Risk-scores submissions in real time using proprietary voice analysis
- Operates across 60+ languages and 37 countries with no language-specific tuning
- Delivers bias-free results independent of accent, dialect, or cultural background
- Validated by the U.S. Department of Defense (greater than 97% accuracy)
Target Users: Claims teams, underwriting departments, fraud investigation units
Claims Fraud Detection
Enables P&C, workers compensation, and life insurance carriers to validate claim authenticity before paying out. Integrates at First Notice of Loss or during claims handling to flag elevated-risk submissions.
Key Features
- Screens all incoming claims without adding friction for legitimate claimants
- Flags elevated-risk submissions for SIU or investigator review
- Accelerates settlement for cleared, low-risk claims
- Demonstrated increase in fraud detection rate for Allianz (2023)
Target Users: P&C claims handlers, SIU teams, workers compensation carriers
Underwriting Risk Assessment
Applies the same voice analytics model at the application stage to score risk for new business and renewals.
Key Features
- Screens applicants quickly during binding or renewal workflows
- Identifies elevated risk before policy issuance
- Supports life insurance and specialty underwriting use cases
Target Users: Underwriters, actuarial teams, MGA platforms
Government and Defense Vetting
Personnel screening for security clearances, border security, law enforcement background checks, and military fit-for-duty assessments. The original application for which the platform was developed.
Key Features
- DoD-validated accuracy exceeding 97%
- Rapid screening of large candidate pools
- Supports insider threat detection and supply chain security
Target Users: Government agencies, defense contractors, border security, law enforcement
Financial Services Risk
Risk assessment for loan origination, AML/KYC compliance, and individual financial risk scoring.
Key Features
- Rapid bias-free risk scoring without credit or demographic data
- Applicable to lending, fraud prevention, and compliance workflows
Target Users: Banks, lenders, financial institutions
At a Glance
- Founded
- 2016
- Headquarters
- San Diego, California, USA
- Employees
- 51-200
- Funding
- Series D
Category & Focus
- Category
- Claims Technology
- Subcategories
- Fraud Detection Risk Scoring Claims Triage Voice Analytics
- Insurance Verticals
- P&C Personal P&C Commercial Life & Annuity Workers Compensation
- Target Customers
- Carriers, MGAs/MGUs, TPAs
Customers
- Allianz (increased fraud detection rate, 2023)
- Zurich Insurance (validation tool for faster claims processing)
- RSA Insurance (settling genuine claims faster)
- Ageas UK (new client, 2025)
- 1st Central (major renewal, 2025)
Links
Similar Companies
-
RekFixAI-powered accident platform connecting victims, insurers, and service providers throughout the claims journey -
RRightIndemDigital claims platform for insurers, MGAs, brokers, and TPAs
-
RecovX HealthEmpowering injured accident victims to file third-party liability claims directly, without an attorney. -
ProofTecAI-powered vehicle damage detection and attribution for mobility and insurance sectors -
PrecisionGxAI-powered claims intelligence that identifies and recovers inappropriate payments across medical and pharmacy claims. -
PPhoenix Enterprise SolutionsJob management and claims workflow software for property restoration contractors
Last updated: 2026-04-09