DESKIMATE

Catastrophe claims settlement technology combining licensed adjusters with digital innovation

Claims Technology Startup Bootstrapped

Overview

DESKIMATE is a catastrophe claims settlement technology company that combines licensed adjusters with digital workflow tools to accelerate property insurance claims processing. The company specializes in wind and hail catastrophe claims, focusing on reducing cycle time, improving indemnity accuracy, and lowering allocated loss adjustment expenses for property carriers.

DESKIMATE reports up to 90% reduction in time from inspection to estimate compared to industry norms -- delivering results in under one day versus the four-day industry average, benchmarked through XactAnalysis for top-10 U.S. carrier events. Their platform integrates seamlessly with Xactimate and Symbility, the dominant estimation tools used by property carriers.

The company addresses a structural workforce challenge in the adjusting profession: nearly 70% of independent adjusters are expected to leave the field within the next decade. DESKIMATE's "Adjuster Lifecycle Ecosystem" reframes claims professionals from information gatherers into enabled decision-makers, extending career longevity while leveraging technology to handle scale.

Products & Services

Scope Services

DESKIMATE provides three modes of property damage scoping conducted by licensed adjusters:

Key Features

Third-party scopes conducted by licensed adjusters
Carrier staff scopes integrated into carrier workflows
Digital/virtual scopes using photos, drone imagery, or contractor estimates for remote inspection

Target Users: Property insurance carriers managing catastrophe claim volumes

Catastrophe Claim Settlement

End-to-end catastrophe claims settlement with a committed turnaround of 48 hours or less from inspection to estimate delivery.

Key Features

Rapid damage estimation via licensed adjuster review
Estimates written from field inspections, contractor bids, or photo documentation
Full property claims lifecycle support including estimate writing and TPA services
Customized solutions aligned to each carrier's workflows and digital ecosystem

Target Users: Property carriers seeking to improve CAT response speed and accuracy

Platform Integrations

Native compatibility with leading estimation platforms used across the claims industry.

Key Features

Xactimate integration for estimate writing and delivery
Symbility platform support
XactAnalysis benchmarking for performance tracking and carrier reporting

Target Users: Carriers already using Xactimate or Symbility environments

At a Glance

Headquarters: Indianapolis, Indiana, United States
Employees: 11-50
Funding: Bootstrapped

Category & Focus

Category: Claims Technology
Subcategories: Catastrophe claims property damage estimation virtual adjustment TPA services
Insurance Verticals: P&C Personal P&C Commercial
Target Customers: Carriers