EPREMIUM INSURANCE AGENCY, LLC

Renters Insurance and Deposit Alternative Programs for Multifamily Properties

Specialty Solutions Established Bootstrapped

Overview

ePremium Insurance Agency, LLC is a dedicated licensed insurance agency specializing in renters insurance and security deposit alternatives for multifamily and single-family rental properties. Founded in 2005 and headquartered in Mason, Ohio, the company has spent nearly two decades serving property managers responsible for over 2 million rental units across all 50 states. ePremium is licensed in 49 states and operates in all 50, providing both the insurance products and the technology infrastructure needed to run compliant, scalable renters insurance programs.

The company combines licensed insurance products with its proprietary IRIS software platform, enabling property managers to efficiently administer mandated renters insurance programs, track certificates, and enforce compliance at scale. ePremium operates as a private, self-funded agency with in-house IT specialists and licensed account professionals dedicated exclusively to the rental housing sector.

In May 2022, Gary Buhmeyer was appointed as CEO and General Manager, bringing additional insurance industry experience to the executive leadership alongside founding executive Lori Murphy, who serves as President and Chief Experience Officer.

Products & Services

IRIS Software Platform

Proprietary web-based platform for renters insurance program management. The IRIS platform provides certificate tracking, compliance enforcement, automated policy enrollment, claims filing integration, and advanced reporting capabilities for property managers.

Key Features

Automated policy enrollment and certificate tracking
Compliance enforcement with real-time monitoring
Claims filing integration
Advanced reporting and audit trails
Accessible at iris.epremiuminsurance.com

Target Users: Property management companies, apartment communities, landlords

ePremium RENTERS

Comprehensive renters insurance coverage programs designed specifically for multifamily and single-family properties. The program provides personal property, liability, and loss of use coverage for residents.

Key Features

Coverage tailored for multifamily and single-family rentals
Supports mandatory renters insurance program administration
Policy compliance enforcement through IRIS integration

Target Users: Apartment residents, single-family rental tenants

Resident Liability Insurance (Protect Programs)

Master liability insurance programs offering multiple coverage tiers including Protect, Protect Plus, Protect Advantage, and Point of Lease variants. These products provide property damage liability protection for rental communities.

Key Features

Multiple coverage tiers for different risk profiles
Point of Lease variant for streamlined enrollment
Reduces resident liability exposure for property managers

Target Users: Multifamily and single-family rental property managers

Deposit Select

Security deposit alternative program that reduces upfront costs for residents while maintaining protection for property owners. Residents pay a small fee instead of a traditional security deposit.

Key Features

Reduces upfront move-in costs for residents
Provides property owners with coverage for damages
Integrates with IRIS platform for administration

Target Users: Property managers, prospective tenants

Captive Insurance Programs

Custom risk solutions designed for larger property management companies with specific insurance needs or risk profiles that benefit from a captive structure.

Key Features

Customized coverage programs
Tailored to property management company risk profiles
Supports larger portfolios and enterprise clients

Target Users: Large property management companies

At a Glance

Founded: 2005
Headquarters: Mason, Ohio, USA
Employees: 51-200
Funding: Bootstrapped

Category & Focus

Category: Specialty Solutions
Subcategories: Renters Insurance Programs Security Deposit Alternatives Compliance Technology
Insurance Verticals: P&C Personal
Target Customers: Brokers, MGAs/MGUs, Agents/Agencies