Overview
FRISS is the leading provider of Trust Automation solutions for P&C insurance companies. Founded in 2006 by Jeroen Morrenhof and Christian van Leeuwen, the company develops AI-powered fraud detection, risk assessment, and compliance solutions that help insurers automate trust throughout the policy lifecycle. FRISS serves over 300 implementations across more than 45 countries.
The company's core technology, the FRISS Score, provides real-time risk scoring for every policy application, renewal, and claim. By combining machine learning, text mining, predictive models, and network analysis with over 15 years of insurance expertise, FRISS enables straight-through processing for trustworthy customers while automatically flagging high-risk interactions for review.
FRISS is headquartered in Utrecht, Netherlands with offices in Mason, Ohio (US), and regional presence across DACH, UK, France, Spain, and Latin America.
Products & Services
Commercial Underwriting Analytics
AI-powered risk evaluation for commercial lines that provides comprehensive risk profiles for SME businesses requesting policies. Delivers real-time insights into business practices, violations, licenses, and inspections.
Key Features
- Real-time FRISS Score for each policy application
- NAICS code classification for US businesses
- Portfolio risk profiling and growth strategy support
- Straight-through processing for low-risk applications
Target Users: Commercial lines underwriters, risk managers
Personal Lines Underwriting
Automated risk assessment for personal lines policy applications and renewals, enabling consistent and unbiased evaluation at scale.
Key Features
- Predictive analytics for applicant risk profiling
- Claims history and behavioral analysis
- External data source integration
- Automated accept/review/reject decisions
Target Users: Personal lines underwriters
Claims Analytics
AI-powered fraud detection that screens all claims in real time, fast-tracking sincere claims while automatically identifying suspicious ones.
Key Features
- Hybrid detection combining AI, predictive models, and expert business rules
- Network link analysis to uncover fraud rings
- Real-time claim scoring within seconds
- Reduced false positives through machine learning
Target Users: Claims adjusters, fraud analysts
Enterprise Investigations (Case Management)
Structured investigation management platform for Special Investigation Units (SIU) that enables efficient workload management and confidential fact-building.
Key Features
- Centralized case registration and management
- Structured reporting and compliance documentation
- Cross-file cohesion and pattern discovery
- Learnings feedback to underwriting and claims
Target Users: SIU investigators, compliance teams
Compliance Screening
Automated compliance checks against sanctions lists, PEP lists, and regulatory databases to ensure insurers meet regulatory requirements.
Key Features
- Real-time screening against global watchlists
- Politically Exposed Persons (PEP) checks
- AML/KYC compliance automation
- Regulatory reporting support
Target Users: Compliance officers, underwriters
Media Check
Media monitoring and adverse media screening for risk assessment and due diligence.
Key Features
- Automated media screening for applicants and claimants
- Adverse news detection
- Risk signal aggregation
Target Users: Underwriters, compliance teams
At a Glance
- Founded
- 2006
- Headquarters
- Utrecht, Netherlands
- Employees
- 201-500
- Funding
- Series B ($90.4M total)
Category & Focus
- Category
- Claims Technology
- Subcategories
- Fraud Detection Risk Assessment Compliance Screening Investigation Management
- Insurance Verticals
- P&C Personal P&C Commercial
- Target Customers
- Carriers, MGAs/MGUs, Reinsurers
Customers
- UNIQA
- FCCI Insurance Group
- InShared
- RISK Insurance
- Malta Insurance Association
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Last updated: 2026-03-25