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iink Endorsements

Digital platform for insurance claim check processing, multi-party endorsements, and proceeds distribution.

Claims Technology Growth Series A
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Overview

iink is a financial technology platform that streamlines insurance claim payments and multi-party check processing for the property restoration and insurance claim industries. The company solves one of the most friction-heavy pain points in property claims: coordinating physical endorsements and fund distribution across multiple stakeholders including property owners, contractors, public adjusters, attorneys, and mortgage servicers.

The platform enables all parties in a claim to digitally capture and upload insurance claim checks, collect electronic signatures remotely, manage mortgage servicer coordination and documentation, and receive proceeds directly via ACH or RTP. As of 2024, iink has processed over USD 2.5 billion in claim checks across 120,000+ checks and 30,000+ unique stakeholders.

iink operates a verified professional network of 2,000+ contractors, public adjusters, and attorneys, making it a trusted hub for property claim settlement workflows across the US.

Products & Services

Remote Check Capture

Digital photo upload and processing of physical insurance claim checks with automatic verification and real-time status tracking. Eliminates the need to mail or physically transport checks between parties.

Key Features

  • Mobile-friendly check capture via photo upload
  • Automatic check verification
  • Real-time status notifications

Target Users: Property owners, contractors, public adjusters

iink Endorsements (Digital Endorsements)

Electronic signature collection from multiple stakeholders on insurance claim checks, replacing the cumbersome physical endorsement process. All required parties sign remotely and on their own schedule.

Key Features

  • Multi-party e-signature workflows
  • Supports property owners, contractors, public adjusters, attorneys, and mortgage servicers
  • Audit trail and status visibility for all parties

Target Users: Contractors, public adjusters, attorneys, policyholders

iink Pro (Mortgage Check Administration)

Dedicated processing service with expert staff handling mortgage company documentation and coordination for loss draft checks. Manages servicer communication and reduces delays in claim settlements involving mortgage holders.

Key Features

  • Specialist staff handling mortgage servicer communication
  • Loss draft document management
  • Coordinated check release workflows

Target Users: Mortgage servicers, contractors, property owners with active mortgages

Payment Distribution

Direct ACH and RTP disbursements of claim proceeds to stakeholder bank accounts following check endorsement. Partnered with FDIC-insured banking (Aquia Bank) to provide secure fund custody with DIF insurance coverage exceeding USD 250,000 limits.

Key Features

  • ACH and RTP (real-time payment) disbursement
  • FDIC-insured fund custody via Aquia Bank
  • DIF coverage exceeding standard USD 250,000 limit

Target Users: All claim stakeholders receiving proceeds

Status Tracking and Messaging

In-app visibility into check processing status with real-time notifications and two-way messaging between all parties involved in a claim.

Key Features

  • Real-time check status updates
  • Two-way stakeholder messaging
  • Full audit trail

Target Users: All claim parties

At a Glance

Founded
2017
Headquarters
Tampa, FL, USA
Employees
51-200
Funding
Series A

Category & Focus

Category
Claims Technology
Subcategories
Claim Payments Digital Endorsements Multi-Party Check Processing
Insurance Verticals
P&C Personal P&C Commercial
Target Customers
Carriers, Agents/Agencies, Consumers

Customers

  • 30,000+ unique stakeholders served
  • 2,000+ verified contractors, public adjusters, and attorneys in the iink network

Links

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Last updated: 2026-06-03