Kanopi
Modular full-stack insurance platform enabling insurers, MGAs, and brokers to rapidly launch and scale embedded insurance products
Overview
Kanopi is a cloud-native, full-stack insurance platform that enables insurers, managing general agents (MGAs), and brokers to rapidly launch and scale insurance products across digital distribution channels. The platform is designed to reduce the time and cost of bringing new insurance products to market through modular components covering distribution, underwriting, policy management, and portfolio analytics.
The company operates under the legal entity Expense Check Pty Ltd (ABN 34 163 634 946) and trades as Kanopi Cover. Its platform supports embedded insurance distribution and Insurance as a Service (IaaS) delivery models, making it suitable for both traditional insurers and digital platform partners seeking to integrate insurance into their customer journeys.
Kanopi places strong emphasis on accessibility and security, having achieved AA web accessibility certification and ISO 27001 security certification in under four months.
Products & Services
Distribute
Multi-channel product delivery solution with customer journey control, enabling insurers and MGAs to deliver insurance products across digital channels, embedded into partner platforms, and through agent and broker portals.
Key Features
- Embedded insurance distribution via API
- Branded customer journeys
- Agent and broker portal access
- Multi-channel product delivery
Target Users: Insurers, MGAs, Brokers, Digital Platforms
Underwrite
Quote engine featuring rating, underwriting rules, and referral management capabilities for rapid policy issuance and automated decision-making.
Key Features
- Configurable rating engine
- Underwriting rules management
- Referral and decline workflows
- AI-powered pricing enhancements
Target Users: Insurers, MGAs
Manage
Custom-branded customer and agent portals for policy and claims management, enabling self-service capabilities for policyholders and distribution partners.
Key Features
- Self-service policyholder portal
- Agent/broker management portal
- Custom branding support
- Real-time policy management
Target Users: Insurers, MGAs, Policyholders, Agents
Scale
Portfolio analytics and partnership identification tools to help insurers optimize product performance and identify new growth opportunities.
Key Features
- Portfolio performance analytics
- Distribution partner identification
- Product optimization insights
Target Users: Insurers, MGAs
At a Glance
- Founded
- 2018
- Headquarters
- Melbourne, Victoria, Australia
- Employees
- 11-50
- Funding
- Seed (USD 3.1M)
Category & Focus
- Category
- Policy Administration
- Subcategories
- Embedded Insurance Distribution Platforms Underwriting Automation
- Insurance Verticals
- Multi-line
- Target Customers
- Carriers, MGAs, Brokers
Customers
- **Lockton** -- World's largest privately-owned insurance brokerage; launched Lockton Pulse digital insurance for SMEs and individuals in Australia and the Pacific region, powered by the Kanopi platform
- **QBE** -- Technology integration for insurance product distribution
Links
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Last updated: 2026-05-17