Leapstack
AI and big data solutions for health insurance risk control, claims management, and fraud detection across China and Asia.
Overview
Leapstack (also known as Zhanlu Technology / Zhanlue Technology) is a Shanghai-based insurtech company providing AI and big data-powered risk control, claims management, and fraud detection solutions for the health insurance industry. Founded in 2016 by Jason Gejie Liu, whose team includes veterans from Silicon Valley technology companies, Leapstack has built an end-to-end platform that serves government social security departments, commercial insurers, and healthcare providers across China.
The company operates across the full health insurance value chain -- from pre-treatment risk assessment and real-time fraud detection to post-claims audit and compliance monitoring. Its solutions are deployed across 100+ cities in 10+ Chinese provinces, with international offices in Hong Kong, Vietnam, and South Korea.
In January 2024, Leapstack raised approximately RMB 200 million (approximately USD 27.8 million) in a Series C+ round led by Qiming Venture Partners, bringing estimated total funding to approximately USD 38.4 million across multiple rounds. The company is expanding its health insurance technology platform into Southeast Asia and Northeast Asia, including Vietnam, Indonesia, South Korea, and Japan.
Products & Services
Flagship
Commercial health insurance claims management platform for commercial insurers.
Key Features
- Intelligent claims adjustment with automated review workflows
- Real-time fraud detection with reported 92%+ accuracy
- Healthcare cost simulation and pre-treatment authorization
- RPA-driven claims processing to reduce manual workload
Target Users: Commercial health insurance carriers and TPAs
Guard
Compliance identification, intelligent audit, and fund control system for government medical insurance programs.
Key Features
- Smart audit engine for medical insurance fund compliance
- Anti-fraud and anti-money laundering detection
- Fund control and overpayment recovery
- Regulatory reporting and monitoring dashboards
Target Users: Government health insurance departments, social security agencies
Shelter
Social security administration management platform for government health departments.
Key Features
- End-to-end case management for government social security programs
- Integration with provincial and municipal health insurance pools
- Long-term care and chronic disease program administration
Target Users: National and local social security bureaus, government health agencies
AI Claims Orchestration Platform
Real-time healthcare fraud detection and claims intelligence engine.
Key Features
- Detection of ghost prescriptions, duplicate billing, and upcoding
- Pre-treatment cost simulation reducing claim overpayments
- Reduced manual review workloads by 60% in pilot deployments (Hangzhou)
- Claim overpayment reduction of approximately RMB 280 million annually
Target Users: Commercial and government health insurers
Long-Term Care Platform
Intelligent management system for long-term care insurance programs.
Key Features
- Case intake and assessment workflows
- Care institution integration and monitoring
- Benefit payment automation
Target Users: Government social security agencies, commercial carriers
Anti-Money Laundering Platform
Big data-powered AML compliance for financial and insurance entities.
Key Features
- Transaction monitoring and suspicious activity detection
- Integration with banking, insurance, and pharmaceutical data sources
Target Users: Commercial insurers, banks, financial institutions
At a Glance
- Founded
- 2016
- Headquarters
- Shanghai, China (International HQ: Hong Kong)
- Employees
- 201-500
- Funding
- Series C+
Category & Focus
- Category
- Claims Technology
- Subcategories
- Fraud Detection Health Insurance Technology Risk Analytics
- Insurance Verticals
- Health Group Benefits
- Target Customers
- Carriers, TPAs
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Last updated: 2026-06-03