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Penn River

Cloud-native policy administration for Life & Annuities

Core Administration Growth Bootstrapped
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Overview

Penn River is a cloud-native policy administration platform provider specializing in Life & Annuities insurance. Founded in 2016 by industry veterans with decades of experience in insurance technology, the company delivers solutions designed to reduce time to market by up to 30% and lower product development costs by up to 25%.

The company's technology provides management visibility into the complete product development lifecycle, enabling innovation and customization while mitigating development risks and ensuring downstream compliance. Penn River has established strategic partnerships with major carriers including Mutual of Omaha, as well as technology partners like NTT Data, Solvrays LLC, and Hannover Re.

Penn River is SOC 2 certified, with customer privacy and data security as top priorities.

Products & Services

Penn River Policy Administration System (PAS)

A modern, cloud-native policy administration platform designed specifically for Life & Annuities insurance carriers.

Key Features

  • Native cloud technology stack and design
  • Tiered configuration approach for maximum flexibility
  • Guaranteed easy upgrades with automated verification
  • Support for complex cash value products (IUL, FIA)

Target Users: Insurance Carriers, Product Teams, IT Teams

ProductHub

An industry-first solution for managing the complete product development and implementation lifecycle.

Key Features

  • Versioned gold copy of product requirements with verifiable user stories
  • Product certification against third-party systems (policy admin, new business, illustrations, claims)
  • Product collaboration for high-level decision making and interdepartmental tracking
  • Open API exposing requirements, rules, calculations, and metrics
  • Extensive modeling and testing with full traceability
  • Centralized product rates and configuration management
  • Up to 30% reduction in time to market
  • Up to 25% reduction in carrier product development costs
  • Streamlined redundancies across eApps, product rules, testing, and reinsurance

Target Users: Product Development Teams, Actuaries, IT Teams