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Saltex

Independent loss adjusting and claims management services for the Polish insurance market

Claims Technology Established Bootstrapped
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Overview

Saltex (full name: Ekspertyzy Ubezpieczeniowe Saltex) is an independent loss adjusting and claims management firm serving carriers, brokers, and other insurance entities in Poland. The company specializes in technical assessment of complex commercial claims across property, liability, construction, business interruption, and machinery categories.

The firm operates from offices in Warsaw and Wroclaw and has processed over 10,000 claims since its formal founding in 2005. Saltex is led by co-owners Malgorzata Altdorfer-Wasikowska and Mariusz Siminski, both Senior Loss Adjusters. Client relationships include major international and domestic carriers operating in the Polish market.

In 2021, Saltex formed a strategic alliance with McLarens, a global loss adjusting group, becoming McLarens exclusive affiliate in Poland and extending loss adjusting capacity across Eastern Europe.

Products & Services

Corporate Loss Adjusting

Independent technical assessment and adjustment of complex commercial insurance claims across risk categories. Evaluates coverage, causation, and loss quantum on behalf of insurance clients.

Key Features

  • Independent, unbiased claim assessment
  • Multi-line expertise across property, liability, and specialty risks
  • Field and desk adjusting capabilities

Target Users: Carriers, Brokers

Property Claims

Damage assessment and loss quantification for commercial property losses, covering physical structures, contents, and business assets.

Key Features

  • On-site damage surveys
  • Repair and replacement valuation
  • Reserve recommendations

Target Users: Carriers

Liability Claims

Technical evaluation of third-party and liability claims, including causation analysis, damage assessment, and settlement liability determinations.

Key Features

  • Causation and liability analysis
  • Third-party damage quantification
  • Settlement support

Target Users: Carriers, Brokers

Construction All Risks (CAR)

Specialist adjusting for construction project insurance claims, including coverage analysis and loss mitigation support on active projects.

Key Features

  • Construction phase claim response
  • Coverage dispute analysis
  • Loss mitigation consultation

Target Users: Carriers

Business Interruption

Analysis and quantification of business interruption losses following insured property damage events, including lost profits and additional expenses.

Key Features

  • Financial loss analysis
  • Accountancy review support
  • BI claim negotiation assistance

Target Users: Carriers

Machinery Breakdown

Technical assessment of machinery and equipment damage claims, including failure analysis, repair scope evaluation, and replacement cost valuation.

Key Features

  • Engineering-level failure analysis
  • Repair vs. replacement evaluation
  • Equipment valuation

Target Users: Carriers