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Solstice Innovations

Empowering insurers with simplicity and efficiency through cloud-native P&C insurance technology

Core Administration Growth Series B
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Overview

Solstice Innovations is a cloud-based insurance technology company founded in 2018 to transform how Homeowners and Flood insurance carriers leverage, procure, utilize, and fund technology. The company was founded by Travis Pine and Theresa "TJ" Johnston, both veterans of the flood insurance and technology industry who previously co-founded Torrent Technologies, which was later acquired by Marsh USA.

Solstice's flagship product, Equinox, is a fully cloud-native, modular SaaS platform designed to support the entire insurance lifecycle for P&C and Flood insurance products. The platform combines artificial intelligence, machine learning, virtual back-office capabilities, and hyperautomation to help carriers and MGAs modernize their operations while responsibly phasing out legacy systems.

The company differentiates itself through a premium-volume-based pricing model that aligns Solstice's success with client growth, rather than traditional long-term licensing agreements. Headquartered in Seattle, Washington, Solstice has raised approximately $15.5M through its Series A and B funding rounds.

Products & Services

Equinox Platform

Equinox is Solstice's integrated insurance ecosystem that enables digital insurance transformation for the entire insurance lifecycle. The platform is 100% cloud-native, web-based, and highly customizable, delivered as a true SaaS solution supporting multiple product lines across all states.

Key Features

  • Policy administration with centralized data warehouse
  • Pricing and underwriting with configurable rate tables and eligibility rules
  • Claims management from FNOL to payment with omnichannel digital workflow
  • Accounting with direct/agency billing, split billing, and multiple payment options
  • Document management with integrated storage and Adobe fillable forms
  • Distribution with quote, bind, issuance, and payment capabilities
  • Low-code forms hub for rapid multi-product creation across multiple carriers

Target Users: Insurance carriers and MGAs focused on Homeowners, Flood, and other P&C lines

Virtual Back-Office (VBO)

The Equinox Virtual Back-Office enables users to manage work and performance from virtually anywhere, integrating custom portals for customers, agents, partners, administrators, and claims adjusters with 24/7 access to designated aspects of accounts and policies.

Key Features

  • Custom portal creation for multiple user types
  • 24/7 self-service access to accounts and policies
  • Remote work enablement for back-office operations

Target Users: Insurance carrier operations teams, agents, policyholders

Consumer Portal

A web and mobile application (iOS/Android) allowing policyholders to view policies, print documents, make payments, and report claims.

Key Features

  • Policy viewing and document printing
  • Online payment processing
  • Claims reporting and tracking
  • Available on web, iOS, and Android

Target Users: Policyholders and consumers

Direct-to-Consumer (D2C) Portal

A digital portal enabling carriers to offer quote, application, and agent-finder functionality directly to consumers.

Key Features

  • Online quoting and application
  • Agent finder functionality
  • Embedded insurance capabilities via API

Target Users: Consumers, retail insurance buyers

At a Glance

Founded
2018
Headquarters
Seattle, Washington
Employees
11-50
Funding
Series B

Category & Focus

Category
Core Administration
Subcategories
Policy Administration Claims Management Billing Underwriting Distribution
Insurance Verticals
P&C Personal P&C Commercial Flood
Target Customers
Carriers, MGAs

Customers

  • [Unknown]

Links

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Last updated: 2026-03-25