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Player's Health

Insurance and risk management platform for the sports industry

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Overview

Player's Health is a sports and fitness insurance MGA providing coverage and risk management technology to amateur sports organizations, fitness businesses, K-12 schools, collegiate athletic programs, and insurance brokers across all 50 US states.

The company underwrites a broad suite of coverages -- including general liability, sexual abuse liability, athlete medical, directors and officers, cyber, and professional liability -- distributed through its digital platform. Carrier capacity is provided by partners including Zurich North America for its NIL Critical Injury Protection product. The company built its insurance products on Socotra's Policy Core platform, enabling rapid product development across multiple states and coverage types.

Player's Health operates as a vertically integrated platform, combining insurance distribution with athlete safety technology (incident reporting, background checks, coach credentialing, safety scoring). The company protects over 5.5 million athletes across 40,000+ sports organizations. A December 2024 Series C round of USD 60M, led by Bluestone Equity Partners, brought total funding above USD 100M, with stated plans for AI-powered product personalization and strategic acquisitions.

Products & Services

Sports Organization Insurance

Core insurance programs for amateur sports leagues, clubs, and organizations.

Key Features

  • General Liability
  • Sexual Abuse Liability
  • Athlete Accident Medical
  • Directors and Officers (D&O)
  • Equipment and Property
  • Cyber Liability
  • Professional Liability
  • Hired/Non-Owned Auto

Target Users: Amateur sports organizations, youth leagues, fitness businesses, K-12 schools, and collegiate athletic programs

Distribution: Direct digital platform and broker network

NIL Critical Injury Protection Insurance

A first-of-its-kind product protecting college institutions from financial loss when student athletes with NIL contracts suffer season-disrupting injuries. Developed in partnership with Zurich North America and distributed exclusively through Player's Health via integration with Teamworks.

Key Features

  • Season-disrupting injury protection for NIL-contracted athletes
  • Available to Division I programs through the Teamworks sports operating system

Target Users: College and university athletic departments

Distribution: Exclusive partnership with Teamworks, distributed to Division I athletic departments

Circle of Care -- Athlete Safety Platform

A digital risk management platform that complements insurance coverage with technology tools for athlete safety management.

Key Features

  • Safety Score (organizational risk assessment)
  • Coach credentialing and background checks
  • Injury reporting and management
  • SafetyHub compliance hub (Ankored integration)
  • Online training courses (SafeSport, concussion prevention, abuse prevention)

Target Users: Sports organizations, leagues, teams, and schools

Distribution: Bundled with insurance or standalone for organizations

Financial Services

Business banking, payroll, small business loans, and payment plans for sports organizations.

Target Users: Sports organizations managing registration fees and equipment costs

Distribution: Platform self-serve